AI-Powered Credit Underwriting
Increase Approval Rates Without Increasing Risk
Empower your risk and credit teams to operate autonomously and increase approval rates. Leverage one-click integrations, an intuitive no-code interface, and Oscilar AI.
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Trusted by world-class banks and fintechs
Trusted by world-class banks and fintechs
Trusted by world-class banks and fintechs
Trusted by world-class banks and fintechs
Make your credit risk operations 10x more efficient
Obtain a true 360 degree view of your users and transactions.
Connect your databases in one click with Oscilar’s powerful, automated ingestion system.
Seamlessly access 80+ third-party data sources through the Oscilar Marketplace.
Create powerful credit risk workflows with Oscilar AI.
Create entire workflows automatically by describing your logic in natural language and watching it come to life.
Generate step logic seamlessly by describing rule evaluation in natural language, and let Oscilar AI build complex expressions.
Increase approval rates without increasing risk.
Backtest historical data with one click to validate new credit policies before deployment.
A/B test model performance across multiple versions instantly.
Monitor approval rates, default rates, and custom KPIs with a robust analytics suite.
Ease of Use & Seamless Integrations
Streamline onboarding with pre-built KYC, KYB, and CDD integrations, while leveraging out-of-the-box AML scenarios and rule templates tailored for diverse customers and regions.
Real-Time AML
Fraud Detection
Prioritize critical alerts with AI-driven models to boost response efficiency while detecting hidden patterns of illicit activity through unsupervised anomaly detection.
Smart Case Management & Reporting
Prioritize and assign tasks efficiently, view all relevant information in one place, and leverage AI-generated summaries—while streamlining SAR reporting and escalations with a single click.
Oscilar is the most comprehensive AI Risk Decisioning™ platform to manage credit risk, as well as onboarding, fraud and AML compliance risk.
Credit
Onboarding
Fraud
Compliance
Make smarter and more accurate credit decisions. Empower your risk and credit teams to operate autonomously and increase approval rates by leveraging one-click integrations, an intuitive no-code interface, natural language interface, and Oscilar AI.
Oscilar is the most comprehensive AI Risk Decisioning™ platform to manage credit risk, as well as onboarding, fraud and AML compliance risk.
Credit
Onboarding
Fraud
Compliance
Make smarter and more accurate credit decisions. Empower your risk and credit teams to operate autonomously and increase approval rates by leveraging one-click integrations, an intuitive no-code interface, natural language interface, and Oscilar AI.
Oscilar is the most comprehensive AI Risk Decisioning™ platform to manage credit risk, as well as onboarding, fraud and AML compliance risk.
Credit
Onboarding
Fraud
Compliance
Make smarter and more accurate credit decisions. Empower your risk and credit teams to operate autonomously and increase approval rates by leveraging one-click integrations, an intuitive no-code interface, natural language interface, and Oscilar AI.
Oscilar is the most comprehensive AI Risk Decisioning™ platform to manage credit risk, as well as onboarding, fraud and AML compliance risk.
Credit
Onboarding
Fraud
Compliance
Make smarter and more accurate credit decisions. Empower your risk and credit teams to operate autonomously and increase approval rates by leveraging one-click integrations, an intuitive no-code interface, natural language interface, and Oscilar AI.
B2B Credit Underwriting
Create powerful B2B credit workflows, increase approval rates, and reduce defaults.
B2C Credit Underwriting
Create powerful B2C credit workflows, increase approval rates, and reduce defaults.
Portfolio Monitoring
Analyze, monitor, and optimize credit portfolios proactively to balance risk and maximize returns.
Collections
Manage and recover debt efficiently while maintaining positive customer relationships and trust.
"In previous experiences, making even small changes took us 4 weeks with engineering, involving multiple sprints for a simple credit optimization. Now, we can do it in an hour or less. We’re currently processing hundreds of applications quickly, which really shows how effective Oscilar has been. The system works flawlessly, and has been a game changer for us."
"In previous experiences, making even small changes took us 4 weeks with engineering, involving multiple sprints for a simple credit optimization. Now, we can do it in an hour or less. We’re currently processing hundreds of applications quickly, which really shows how effective Oscilar has been. The system works flawlessly, and has been a game changer for us."
Ankit Patel
Co-Founder and CPO
Ankit Patel
Co-Founder and CPO
