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AML Transaction monitoring software

Reduce false positives with real-time AML transaction monitoring

Reduce false positives with real-time AML transaction monitoring

Reduce false positives with real-time AML transaction monitoring

Reduce false positives with real-time AML transaction monitoring

Oscilar helps banks and fintechs detect money laundering, fraud, and sanctions violations across every payment type. Automate investigation and SAR filing so your compliance team focuses on real threats.

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Leading banks and fintechs trust Oscilar

FEATURES

Why top banks and fintechs choose Oscilar for AML transaction monitoring

Detect real suspicious activity, not noise, across every payment channel while staying ahead of evolving regulatory requirements.

FEATURES

Why top banks and fintechs choose Oscilar for AML transaction monitoring

Detect real suspicious activity, not noise, across every payment channel while staying ahead of evolving regulatory requirements.

200+ pre-built AML typologies. Detect structuring, layering, velocity anomalies, and sanctions evasion from day one — pre-calibrated for money transfer and card patterns.

Adjust monitoring rules without engineering. No-code editor lets compliance teams deploy AML rules on their own. New regulatory guidance? Update your program this week.

AI that cuts through false positives. ML models reduce false positives by 80–85% while maintaining 99%+ regulatory coverage. Analysts investigate real threats, not noise.

More Reliable Support. Our experts are here for you. Oscilar offers white-glove customer success packages to get you up and running in weeks, not months or years.

Real-time and batch monitoring in one platform. Monitor wires, ACH, cards, crypto, and FedNow in real time with party-level aggregation across full customer histories.

Automate SAR filing end to end. AI generates case summaries, drafts SAR narratives, and auto-maps FinCEN forms. Cut filing time from hours to minutes.

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current state

The Challenge with Legacy Risk Platforms

Yesterday’s security wasn’t built for today’s sophisticated threats. The rising ubiquity and quality of AI tooling has enabled a new suite of very sophisticated fraud tactics. Unprepared businesses are overexposed to these vulnerabilities, leaving legacy fraud solutions insufficient.

current state

The Challenge with Legacy Risk Platforms

Yesterday’s security wasn’t built for today’s sophisticated threats. The rising ubiquity and quality of AI tooling has enabled a new suite of very sophisticated fraud tactics. Unprepared businesses are overexposed to these vulnerabilities, leaving legacy fraud solutions insufficient.

Identity Spoofing

Perfect replicas of legitimate devices make traditional fingerprinting ineffective

Identity Spoofing

Perfect replicas of legitimate devices make traditional fingerprinting ineffective

Behavior Mimicking

Hybrid AI-Human mimics real users patterns defeating traditional behavioral biometrics

Behavior Mimicking

Hybrid AI-Human mimics real users patterns defeating traditional behavioral biometrics

Malicious Gen AI

AI generates novel attacks that learn and adapt in real-time, bypassing traditional defenses

Malicious Gen AI

AI generates novel attacks that learn and adapt in real-time, bypassing traditional defenses

OUR APPROACH

We think there's a better way.

Unify your risk ops on one intelligent platform, built with AI designed to help your risk team succeed.

OUR APPROACH

We think there's a better way.

Unify your risk ops on one intelligent platform, built with AI designed to help your risk team succeed.

Onboarding

Safely grow your customer base and approve more of the right users by leveraging AI.

RESULT

60% faster approvals

Credit

Empower your risk and credit teams to operate autonomously and increase approval rates.

RESULT

40% better accuracy

Fraud

Stop complex fraud before it happens with industry-leading device and behavioral intelligence.

RESULT

85% loss reduction

Compliance

Uplevel your compliance operations and accelerate investigations, SAR filing, reporting and governance.

RESULT

90% fewer false positives

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powerful integrations

Get a 360° view of your customer

Oscilar brings all your data together so you can obtain a true 360 degree view of your users and transactions. Say goodbye to fragmented databases or incomplete customer profiles.

Connect your databases in one click with Oscilar’s automated ingestion system

Access 80+ third-party data sources seamlessly through the Oscilar Marketplace

a graphic illustration displaying representations of many 3rd party data integrations that oscilar supports, including Slowflake, Plaid, IDology, and more.
A graphic illustrating the Oscilar AI workflow generation feature, allowing a user to chat with Ai in natural language to build decision workflows.
A graphic illustrating the Oscilar AI workflow generation feature, allowing a user to chat with Ai in natural language to build decision workflows.
Ai workflows

Build powerful decision workflows

Create powerful credit risk workflows with Oscilar AI. Generate step logic seamlessly by describing rule evaluation in natural language, and let Oscilar AI build complex expressions.

Watch your workflows come to life automatically by describing your logic in natural language

Deploy fine-tuned models that have been built specifically for credit decisioning workloads

smart testing and analytics

Increase approval rates without increasing risk

Monitor approval rates, default rates, and custom KPIs with a robust analytics suite. Gain deep insights quickly with AI-powered dashboards and reports that help you iterate and evolve your processes.

Backtest historical data with one click to validate new credit policies before deployment

Define and monitor preferred KPIs such as approvals rates, defaults, or other company-specific metrics

A graphic illustrating the Oscilar AI workflow generation feature, allowing a user to chat with Ai in natural language to build decision workflows.
A graphic illustrating the Oscilar AI workflow generation feature, allowing a user to chat with Ai in natural language to build decision workflows.

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FEATURES

Your risk team will thank you.

Give your risk experts the tools they need to work smarter.

FEATURES

Your risk team will thank you.

Give your risk experts the tools they need to work smarter.

One-Click Backtesting

Easily verify new rule performance against your historical data.

One-Click Backtesting

Easily verify new rule performance against your historical data.

AI Workflow Assistance

Rapidly draft entire workflows using natural language.

AI Workflow Assistance

Rapidly draft entire workflows using natural language.

Rule Recommendations

AI evaluation proactively suggests improvements for you.

Rule Recommendations

AI evaluation proactively suggests improvements for you.

Comprehensive Analytics

Easily define and track your own KPIs with customizable dashboards.

Comprehensive Analytics

Easily define and track your own KPIs with customizable dashboards.

Tailored ACH Pull Dates

Automatically adjust collection pull dates to optimize recovery.

Tailored ACH Pull Dates

Automatically adjust collection pull dates to optimize recovery.

Advanced Credit ML Models

Models built for balance prediction, transaction categorization, and more.

Advanced Credit ML Models

Models built for balance prediction, transaction categorization, and more.

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COST SAVINGS

70%

70%

MONTHLY DECISIONS

25,000+

25,000+

"Oscilar is really that next generation of decision modeling. They started fresh with how it should be."

"Oscilar is really that next generation of decision modeling. They started fresh with how it should be."

Alex Nuth

Alex Nuth

Chief Digital Product Officer

Chief Digital Product Officer