AI agents are no longer browsing the web — they are shopping on it. Autonomous agents are initiating purchases, interacting with checkout flows, and triggering payment events without a human in the loop. For merchants, processors, and financial institutions, this raises an unprecedented trust question: how do you verify intent, authorize a transaction, and manage fraud liability when the "customer" is a machine?

This session confronts the risk and trust infrastructure question head-on — at the exact moment the major networks are shipping their answers.

What You Will Learn

1. What does the AI shopping stack actually look like today? Which protocols are winning. How agents authenticate. Where liability sits in a multi-agent chain.

2. How does the trust and authorization model need to evolve? Token-based agent identity. Scoped transaction permissions. Auditability requirements for non-human actors.

3. What does this mean for fraud and risk teams right now? New fraud vectors unique to agentic commerce. Chargeback implications when the buyer is code. The case for a risk decisioning layer purpose-built for machine-initiated transactions.

Why You Should Join

Visa, Stripe, Mastercard, and Google are all shipping competing frameworks for agent-initiated transactions — from Visa Intelligent Commerce to Stripe's Machine Payments Protocol. The standards are moving fast, the trust gaps between them are real, and the window to get ahead of the risk curve is closing. This session gives you the map before the territory shifts again.