Speed up, reduce manual reviews
Make faster lending decisions. Reduce fraud.
Grow rapidly while reducing fraud and user friction
Buy Now, Pay Later (BNPL) products are disrupting the $8 trillion credit industry and increase their market share. Oscilar works with BNPL providers to help them power rapid growth in this evolving market opportunity. To compete effectively, you need technology that enables you to:
Speed up and reduce manual reviews
A/B test changes to decisioning workflows
Leverage dashboards for KPIs and visualize data
Use a beautiful no-code UI
Uplevel your risk operations
Detect fake accounts, synthetic identities and reduce never pays in real-time
You do not need to depend on any one tool to detect risky users. Oscilar integrates with a variety of fraud tools to enable accurate decisioning. Leverage entity resolution to quickly identify synthetic identities in real-time. Prevent payments from stolen cards or credentials and block unauthorized transactions proactively. And combine human insights with Machine Learning models to mitigate risk.
Integrate advanced fraud tools
Prevent fake accounts by detecting fake emails, phone numbers and stolen credit and debit cards
Reduce neverpays
Prevent synthetic identity fraud
Simplify onboarding using alternative data sources
Sign up customers at checkout and onboard new merchants without multi-step verification. You do not need traditional hard credit pulls to power accurate decisions. Oscilar enables real-time light KYC to complete hard KYC to simplify the onboarding experience. Use our out-of-the-box 3rd party integrations to leverage alternative data sources such as identity verification services, telco and more.
Build a modern and frictionless user experience
Light KYC
Complements hard KYC
Speed up credit underwriting by 10x,
from weeks to minutes with a no-code interface. Instantly integrate alternative data sources, create aggregates, lists and rules.
Power accurate and continuous credit writing
Oscilar’s AI powered risk decisioning platform fully automates decisioning across the customer lifecycle including onboarding, credit line management and transaction approvals and monitoring. Analyze repayment patterns, loan stacking and more via our sophisticated no-code real-time rules engine.
Speed up and reduce manual reviews
Add a large variety of 3rd party data sources to your decisioning workflows
Create historical lists, aggregates on 3rd party data for advanced user behavior analysis
Remove integration pain that comes with using each 3rd party data source
Respond fast to changing compliance
Oscilar’s no-code automation, customized decisioning capability and back testing functionality powers accurate changes in minutes versus weeks. Meet the ever evolving compliance and audit requirements using Oscilar’s streamlined user experience and powerful rules engine.
Backtest changes to decisioning workflows
Leverage dashboards for KPIs and visualize data
Use a beautiful no-code UI
