AI-powered credit decisioning: lend more with less risk

AI-powered credit decisioning: lend more with less risk

AI-powered credit decisioning: lend more with less risk

AI-powered credit decisioning: lend more with less risk

Make smarter and more accurate credit decisions with the Oscilar platform. Save a ton of engineering hours with no-code end to end automation.

Make smarter and more accurate credit decisions with the Oscilar platform. Save a ton of engineering hours with no-code end to end automation.

Make smarter and more accurate credit decisions with the Oscilar platform. Save a ton of engineering hours with no-code end to end automation.

Make smarter and more accurate credit decisions with the Oscilar platform. Save a ton of engineering hours with no-code end to end automation.

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Request a demo

Request a demo

ALLOW
INCREASE LIMIT
LOCK ACCOUNT
DENY
INVESTIGATE
LOW RISK SCORE
CREDIT REQUEST
INCREASE LIMIT
PASSWORD CHANGE
SUSPICIOUS REQUEST
IDENTITY CHECK
INTERNAL REQUEST
Checking historic data
Enforcing your custom rules
Monitoring
Analyzing
ALLOW
INCREASE LIMIT
LOCK ACCOUNT
DENY
INVESTIGATE
LOW RISK SCORE
CREDIT REQUEST
INCREASE LIMIT
PASSWORD CHANGE
SUSPICIOUS REQUEST
IDENTITY CHECK
INTERNAL REQUEST
Checking historic data
Enforcing your custom rules
Monitoring
Analyzing

Trusted by fintechs and banks around the world

Trusted by fintechs and banks around the world

Increase approval rates with Oscilar's risk decisioning platform

Express your most complex credit decisioning policies by combining Machine Learning with rules

With Oscilar, you can easily create streamlined workflows based on your credit policies. Import your custom models or build everything from basic workflows to complex scorecard, matrix and decision tree models right within Oscilar.
Power smart credit decisions with the right data at your fingertips
Integrations with the credit bureaus come out-of-the-box and are ready-to-use. Approve more customers by supplementing credit bureau data with alternative underwriting data like employment verification, income verification, and cash flow attributes.

Test and experiment for optimal decisioning performance

Strike the right balance by reducing risk without eliminating valuable customers. Use our simulation feature to backtest and see the impact of workflow changes before you roll them out.

"Oscilar got us faster time to market and a much more efficient analyst team. Our analysts now save a ton of manual effort due to their no-code automation and no longer depend on engineers to change risk policies. The best part — we went live in less than a quarter".

Henry Shi

Co-founder

Super.com (Credit, Savings, Cashback)

Super.com (Credit, Savings, Cashback)

Request a demo

Request a demo

Request a demo

Request a demo

Easy application review lets you approve customers quickly
Visualize and review an entire credit application for each customer along with the ability to pull in data from internal customer databases. Easily see the customer data, approval status and context around decisions.

The best credit decisioning starts at onboarding

Leverage Oscilar’s integrated fraud detection and credit decisioning capability with 100+ data sources to verify your customer’s identity and prevent fraud. Create powerful credit decisioning workflows using the right data at the right time to increase the accuracy of credit decisions, increase the efficiency of risk operations, and elevate customer experience.