Make intelligent risk decisions faster. Oscilar is your team’s unified solution for fraud defense, credit underwriting, onboarding risk, and AML compliance.
Oscilar ai
Powerful Agentic AI.
Empower your team to work smarter. Oscilar’s agentic AI autonomously chains data-fetch, scoring, and escalation steps to provide smart recommendations, summaries, and workflow support. Your experts remain in full control to ensure regulatory compliance and fair outcomes.
Communicate with Oscilar AI using natural language
Create, edit, and test workflows with confidence
Get recommendations to optimize your rules and workflows
Bounded, goal-based approach that prioritizes human-in-the-loop approvals
Meet Your Agents
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Risk ops, unified.
Monitor the entire customer journey in one place—from login to payments to compliance, and everything in between.
30B+
DECISIONS PROCESSED PER YEAR
1000
REQUESTS PER SECOND
<100ms
LATENCY
Truly AI-Native Risk Decisioning
Manage risk in the era of AI with the only platform built from the ground up to stay ahead of emerging threats.

Agentic AI that supports your team
Our AI agents work quietly behind the scenes, continuously unifying risk data, refining assessments in real time, and providing actionable insights—all under human-guided governance to ensure fair, compliant decisions and seamless journeys for legitimate customers.
Comprehensive analytics
Proactive detection capabilities
Explainable decisions & full auditability

Smarter AI models that improve detection
Deploy purpose-built models designed for specific risk scenarios out of the box, and combine them with adaptive models to detect and prioritize threats across a wide range of dimensions.
Plug-and-play ML models
Continuous model monitoring
Integrate your own custom models

An AI co-pilot that keeps you in control
Let Oscilar AI help build your workflows and keep your risk experts in the loop. Easily create or modify workflows, and automatically backtest with historical data to verify efficacy before deployment.
Reduce manual work
Ask questions in natural language
Speed up compliance and reviews

Device and behavioral intelligence
Cognitive Identity Intelligence is here.
Protect your customers from fraud at every step of their journey with next-generation device and behavioral intelligence that catches what others miss.
COGNITIVE DETECTION
1000+ Markers

Onboarding
Detect unusual sign-up behavior like copying information or using emulators and scripts.

Underwriting
Make smarter credit decisioning workflows using flexible strategies with rapid deployment.

Login
Spot suspicious logins from unknown locations, devices, or using agitated typing and emulated devices.

Payment Activity
Catch high-velocity transactions, card testing, chargeback fraud, and unusual location/device activity.

Account Activity
Detect abnormal user behavior, account linking, and guided patterns.
















































