AI agents for every risk decision.
Oscilar is the Agentic Risk Platform for financial institutions. AI agents that handle detection, decisions, and resolution across fraud, credit, onboarding, and AML compliance. The result: 45% fewer false positives, 5x faster policy deployment, 3x faster case resolution.
Purpose-built risk agents, working as one.
Agent Hub is a coordinated suite of AI agents built specifically for risk teams, trained on your SOPs and risk context. They define and recommend policies, score alerts, generate investigation narratives, and surface only the escalations that matter. Every time an analyst confirms, adjusts, or overrides a recommendation, the agents get sharper.
Policies in Plain English
Define and deploy new risk policies in plain language, no SQL or engineering required.
Scored, Explained, Ready
Resolve fraud, credit, and compliance alerts 3x faster with automated scoring and investigation narratives.
Built Around Your Playbook
Trained on your SOPs, not generic templates. Agents that know how your team actually works.
Feedback-Tuned Agents
Get smarter with every review. Analyst feedback continuously refines recommendations.
Monitor the entire customer journey in one place, from onboarding, to login, to payments, to compliance—and everything in between. The only platform built from the ground up to see the holistic risk picture and stay ahead of emerging threats.
Agents that support your team.
Our AI agents work quietly behind the scenes, continuously unifying risk data, refining assessments in real time, and providing actionable insights. Human-guided governance ensures compliant decisions and seamless journeys for legitimate customers.
Comprehensive analytics
Proactive detection capabilities
Explainable decisions & full auditability
ML models that evolve with you.
Models trained on your data, not generic benchmarks. When risk patterns shift, they retrain in days, not months. Bring your own models and monitor everything continuously.
Retrain in days as risk profiles evolve
Integrate your own custom models
Catch model drift before it impacts detection
AI that keeps you in control.
Let Oscilar AI help build your workflows and keep your risk experts in the loop. Easily create or modify workflows, and automatically backtest with historical data to verify efficacy before deployment.
Build risk policies 5x faster
Role-based access control for each change
Create and change risk policies using natural language
Gustavo Bottegoni
Global Director of Credit Risk
“Oscilar unlocked new opportunities for us. It allowed us to go after customer segments we couldn't serve before.”
More about Clara →
Anthony Soohoo
Chief Executive Officer
“At MoneyGram, we're reimagining the future of work by embracing AI across all corners of the organization. As part of our transformation, we're investing in next-generation intelligent infrastructure, positioning ourselves for smarter, faster and safer outcomes. That's especially important when it comes to our global risk management engine, and that's where Oscilar comes in.”
More about MoneyGram →
Daniel Hough
Director of Risk & Underwriting
“I think of Oscilar as a blank canvas: the workflows and integrations are your brushes and paint. You can tailor it to whatever you need, while still keeping everything in one place.”
More about Nuvei →
Adam Colclasure
Senior Director of Risk Data & Decisioning
“Workflow Agents support SoFi's ability to make swift and accurate risk decisions and serve our members' needs. We can easily launch and iterate new policies and adapt with unprecedented speed. We've valued Oscilar's combination of speed, flexibility, and close collaboration as we grow our lending business.”
More about SoFi →

Device and behavioral intelligence
Cognitive Identity Intelligence is here.
Protect your customers from fraud at every step of their journey with next-generation device and behavioral intelligence that catches what others miss.
COGNITIVE DETECTION
1000+ Markers
Onboarding
Detect unusual sign-up behavior like copying information or using emulators and scripts.
Underwriting
Make smarter credit decisioning workflows using flexible strategies with rapid deployment.
Login
Spot suspicious logins from unknown locations, devices, or using agitated typing and emulated devices.
Payment Activity
Catch high-velocity transactions, card testing, chargeback fraud, and unusual location/device activity.
Account Activity
Detect abnormal user behavior, account linking, and guided patterns.





























































