Every year, the holidays bring a rush of shoppers and hiring notices, and scammers are once again feeling that seasonal spirit. Two of their favorite schemes are already out in full force. Gift card scams are driven by social engineering, and fake holiday jobs are really Muletide greetings in disguise.

With Americans reporting a record $15.9 billion in fraud losses in 2025, Oscilar’s AML expert, Alena Grey, is hosting a special fireside chat. She'll walk through real-world examples of each, from the “IRS agent” or “boss” who needs gift cards right away to the “payment processing” gig that asks new hires to open a bank account and pass funds along.

In just 30 minutes (plus a 10-min. Q&A), you'll explore:

• The playbook behind gift card scams, and why they remain a scammer favorite

• How scammers recruit unsuspecting money mules through fake job ads

• The red flags FinCEN warns institutions about, including SAR key terms to use

• Practical signals and controls to catch both schemes in real time, before the money is drained faster than your family’s eggnog

Whether you work in fraud, AML, or compliance, you’ll leave with a clear naughty-and-nice list of what to watch for, and how to keep your customers from becoming the next Yuletide Mule.