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Ready to build your modern risk ops engine?

Book a 20-minute conversation to learn more about our agentic risk decisioning platform and if you qualify, we'll send you this kit for free to get started with a little bit of fun.

See how you can make fraud, credit, and compliance risk play by your rules with Oscilar's AI Risk Decisioning™ platform.

See how you can make fraud, credit, and compliance risk play by your rules with Oscilar's AI Risk Decisioning™ platform.

Talk with one of our experts to find our how Oscilar can streamline your risk ops.

Trusted by institutions building next-gen finance

Trusted by institutions building next-gen finance

Trusted by institutions building next-gen finance

Trusted by institutions building next-gen finance

FEATURES

Why top banks and fintechs choose Oscilar AI Agents

Purpose-built agents for risk, compliance, and credit teams. Each agent works inside your platform, with your rules and your SOPs, from the first day you switch it on.

FEATURES

Why top banks and fintechs choose Oscilar AI Agents

Purpose-built agents for risk, compliance, and credit teams. Each agent works inside your platform, with your rules and your SOPs, from the first day you switch it on.

Built for risk work, not generic tasks. Oscilar agents are scoped to specific risk workflows, including AML L1 investigation, CTR and SAR filing, sanctions screening, and rule recommendation. These are specialists trained for the job rather than general LLMs running on a compliance prompt.

Full context from the first alert. Every agent runs inside the Oscilar platform with access to your rules, workflows, cases, prior SARs, and analyst decisions. There is nothing to export or map, so the agent sees what your team sees.

3x faster reviews and 10x faster rule deployment. 95% of AML alerts are false positives. Review agents pre-read every one before an analyst opens it, while decisioning agents let risk teams build, test, and deploy new rules without an engineering ticket.

Human-augmented by design. Every decision surfaces the input, the reasoning, and the output, with a human touchpoint for final approval. Your analysts keep the call on what matters, so automation is earned through oversight.

Regulator-ready out of the box. Every agent decision produces a full audit trail, natural-language reasoning, and a QC layer that checks for hallucinations. The framework aligns with SR 11-7 and fits inside your existing model governance.

One-click deployment. Agents are native to the Oscilar platform, so there are no new connectors, no data pipelines, and no additional vendors to manage. Turn them on and they already know your business.

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current state

Risk teams are stuck in a resource trap

Alert volume grows with the business, but headcount cannot keep pace. Rules-based automation struggles against AI-enabled fraud, and third-party AI agents arrive without the context to make accurate decisions. Analysts spend most of their time on false positives while the cases that matter get less attention than they should.

current state

Risk teams are stuck in a resource trap

Alert volume grows with the business, but headcount cannot keep pace. Rules-based automation struggles against AI-enabled fraud, and third-party AI agents arrive without the context to make accurate decisions. Analysts spend most of their time on false positives while the cases that matter get less attention than they should.

False positives drain your best analysts

95% of AML alerts are false positives, and trained analysts spend 30 or more minutes on each one confirming what they already know. That leaves little time for the 5% of cases that genuinely require human judgment.

False positives drain your best analysts

95% of AML alerts are false positives, and trained analysts spend 30 or more minutes on each one confirming what they already know. That leaves little time for the 5% of cases that genuinely require human judgment.

Rule changes run through engineering

Risk and compliance teams cannot self-serve on building, tuning, or deploying workflows. Every change becomes a ticket that competes with roadmap priorities, so a policy update that should take hours often takes weeks. Fraud patterns adapt on shorter cycles than most release calendars.

Rule changes run through engineering

Risk and compliance teams cannot self-serve on building, tuning, or deploying workflows. Every change becomes a ticket that competes with roadmap priorities, so a policy update that should take hours often takes weeks. Fraud patterns adapt on shorter cycles than most release calendars.

Bolt-on AI agents lack context

Third-party agents run outside your decisioning stack and your data feeds. They receive the alert itself but cannot pull from the rules that triggered it, the prior cases for the same customer, or the SOPs your team has built. Without that context they hallucinate, and in a regulated environment a hallucination can become a compliance incident.

Bolt-on AI agents lack context

Third-party agents run outside your decisioning stack and your data feeds. They receive the alert itself but cannot pull from the rules that triggered it, the prior cases for the same customer, or the SOPs your team has built. Without that context they hallucinate, and in a regulated environment a hallucination can become a compliance incident.

OUR APPROACH

The agents your analysts need

The Oscilar AI Agents Hub gives risk teams a set of purpose-built, context-aware agents that work alongside analysts across onboarding, credit, fraud, and compliance. Teams carry less manual load, act on better information, and make faster decisions.

OUR APPROACH

The agents your analysts need

The Oscilar AI Agents Hub gives risk teams a set of purpose-built, context-aware agents that work alongside analysts across onboarding, credit, fraud, and compliance. Teams carry less manual load, act on better information, and make faster decisions.

Speed Up Onboarding

Agents pre-screen applicants, validate identity signals, and clear low-risk cases before they reach the queue. Analysts spend their time on the edge cases rather than the obvious approvals. RESULT: 60% faster approvals

RESULT

60% faster approvals

Master Credit

Workflow Generation, Rule Recommendation, and Analytics agents let credit teams tune policies, benchmark them against historical performance, and query results without writing SQL. Iteration moves from weeks to hours. RESULT: 40% better accuracy

RESULT

40% better accuracy

Defeat Fraud

Review agents pre-read every alert using the same typology framework, and decisioning agents adapt your rules on the same day a new pattern emerges. The team covers more ground without adding headcount. RESULT: 85% loss reduction

RESULT

85% loss reduction

Stay Compliant

AML L1, SAR Narrative, CTR, Sanctions, and Adverse Media agents clear the 95% of false positives so analysts can focus on the 5% that need real attention. Every decision comes with a full audit trail, plain-language reasoning, and a human touchpoint for final approval. RESULT: 90% fewer false positives

RESULT

90% fewer false positives

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powerful integrations

Get a 360° view of your customer

Oscilar brings all your data together so you can obtain a true 360 degree view of your users and transactions. Say goodbye to fragmented databases or incomplete customer profiles.

Connect your databases in one click with Oscilar’s automated ingestion system

Access 80+ third-party data sources seamlessly through the Oscilar Marketplace

a graphic illustration displaying representations of many 3rd party data integrations that oscilar supports, including Slowflake, Plaid, IDology, and more.
A graphic illustrating the Oscilar AI workflow generation feature, allowing a user to chat with Ai in natural language to build decision workflows.
A graphic illustrating the Oscilar AI workflow generation feature, allowing a user to chat with Ai in natural language to build decision workflows.
Ai workflows

Build powerful decision workflows

Create powerful credit risk workflows with Oscilar AI. Generate step logic seamlessly by describing rule evaluation in natural language, and let Oscilar AI build complex expressions.

Watch your workflows come to life automatically by describing your logic in natural language

Deploy fine-tuned models that have been built specifically for credit decisioning workloads

smart testing and analytics

Increase approval rates without increasing risk

Monitor approval rates, default rates, and custom KPIs with a robust analytics suite. Gain deep insights quickly with AI-powered dashboards and reports that help you iterate and evolve your processes.

Backtest historical data with one click to validate new credit policies before deployment

Define and monitor preferred KPIs such as approvals rates, defaults, or other company-specific metrics

A graphic illustrating the Oscilar AI workflow generation feature, allowing a user to chat with Ai in natural language to build decision workflows.
A graphic illustrating the Oscilar AI workflow generation feature, allowing a user to chat with Ai in natural language to build decision workflows.

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FEATURES

Your risk team will thank you.

Give your risk experts the tools they need to work smarter.

FEATURES

Your risk team will thank you.

Give your risk experts the tools they need to work smarter.

One-Click Backtesting

Easily verify new rule performance against your historical data.

One-Click Backtesting

Easily verify new rule performance against your historical data.

AI Workflow Assistance

Rapidly draft entire workflows using natural language.

AI Workflow Assistance

Rapidly draft entire workflows using natural language.

Rule Recommendations

AI evaluation proactively suggests improvements for you.

Rule Recommendations

AI evaluation proactively suggests improvements for you.

Comprehensive Analytics

Easily define and track your own KPIs with customizable dashboards.

Comprehensive Analytics

Easily define and track your own KPIs with customizable dashboards.

Tailored ACH Pull Dates

Automatically adjust collection pull dates to optimize recovery.

Tailored ACH Pull Dates

Automatically adjust collection pull dates to optimize recovery.

Advanced Credit ML Models

Models built for balance prediction, transaction categorization, and more.

Advanced Credit ML Models

Models built for balance prediction, transaction categorization, and more.

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“We’re focused on collaborating with AI-native companies like Oscilar who are leapfrogging their peers and redefining the industry.”

“We’re focused on collaborating with AI-native companies like Oscilar who are leapfrogging their peers and redefining the industry.”

Luke Tuttle

Luke Tuttle

Chief Product and Technology Officer

Chief Product and Technology Officer