AI RISK DECISIONING PLATFORM
Meet your unified risk stack.
Oscilar is an end-to-end risk management platform designed to empower your team at every stage of the risk journey.
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REAL-TIME DATA FABRIC
Built on a foundation of unified data.
Connect your own data and leverage 80+ integrations to get a true 360 degree view of your users and transactions.
Truly know your customer.
Orchestrate KYC checks and enhanced identity checks for a true 360 view of each applicant.
Make informed decisions.
Create powerful onboarding workflows that adapt to each user’s risk profile by leveraging Oscilar AI.
COGNITIVE IDENTITY INTELLIGENCE
Security-aware device and behavioral intelligence.
Enhance customer identification and prevent fraud with device intelligence, behavior biometrics, and data enrichments based on thousands of signals.
Highly secure.
State-of-the-art encryption and obfuscation to ensure security and prevent spoofing and reverse engineering.
Designed for the AI era.
AI-based threats are evolving every day. Oscilar's device and behavioral intelligence evolves to stay one step ahead.
WORKFLOWS
Workflows that just flow.
With AI-powered workflows, describe your workflow and rules logic in natural language and watch them come to life.
No-code and low code.
Don't know all the exact syntax? Easily customize risk models with a drag-and-drop interface.
Powerful testing built in.
Deploy backtests and A/B tests in minutes to monitor and improve your preferred KPIs.
CASE MANAGEMENT
Cases, made manageable.
Accelerate case reviews with explainable AI summaries, visual data insights, and actionable next steps that eliminate manual analysis.
Intelligent case queues.
Automatically route cases to specialized teams based on case type, severity, and expertise requirements
KPI cards and visual insights.
Access critical metrics and embedded analytics that transform complex data relationships into clear visual stories for faster decision making
OSCILAR AI
Agentic AI that leaves you in control.
Oscilar’s agentic AI autonomously chains data-fetch, scoring, and escalation steps to provide smart recommendations, summaries, and workflow support.
You're in charge.
A bounded, goal-based approach prioritizes human-in-the-loop approvals so your experts stay in the driver's seat.
But AI is here to help.
Chat with Oscilar AI in natural language to get recommendations to optimize your rules and workflows.
ONE PLATFORM
Monitor your whole risk ecosystem in one place.
Unify all your risk operations on a single platform, and watch your organization move from fragmented point solutions to holistic risk intelligence.
SCROLL TO EXPLORE ↓
know your customer
Connect your own data and leverage 80+ integrations to get a true 360 degree view of your users and transactions.
Truly know your customer
Orchestrate KYC checks and enhanced identity checks for a true 360 view of each applicant.
Make informed decisions
Create powerful onboarding workflows that adapt to each user’s risk profile by leveraging Oscilar AI.
know your customer
Connect your own data and leverage 80+ integrations to get a true 360 degree view of your users and transactions.
Truly know your customer
Orchestrate KYC checks and enhanced identity checks for a true 360 view of each applicant.
Make informed decisions
Create powerful onboarding workflows that adapt to each user’s risk profile by leveraging Oscilar AI.
know your customer
Connect your own data and leverage 80+ integrations to get a true 360 degree view of your users and transactions.
Truly know your customer
Orchestrate KYC checks and enhanced identity checks for a true 360 view of each applicant.
Make informed decisions
Create powerful onboarding workflows that adapt to each user’s risk profile by leveraging Oscilar AI.
know your customer
Connect your own data and leverage 80+ integrations to get a true 360 degree view of your users and transactions.
Truly know your customer
Orchestrate KYC checks and enhanced identity checks for a true 360 view of each applicant.
Make informed decisions
Create powerful onboarding workflows that adapt to each user’s risk profile by leveraging Oscilar AI.
Visual Network Analysis
Uncover nuanced relationships between users, devices, transactions and accounts.
AI-Powered Network Analysis
Leverage state-of-the-art machine learning and graph analytics to detect suspicious and potentially criminal associations across many data points.
AI-Powered Network Analysis
Leverage state-of-the-art machine learning and graph analytics to detect suspicious and potentially criminal associations across many data points.
AI-Powered Network Analysis
Leverage state-of-the-art machine learning and graph analytics to detect suspicious and potentially criminal associations across many data points.
AI-Powered Network Analysis
Leverage state-of-the-art machine learning and graph analytics to detect suspicious and potentially criminal associations across many data points.
ANALYZE:
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Devices
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Users
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IP Adresses
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Phone Numbers
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Dates of Birth
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Physical Addresses
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Transactions
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Crypto Accounts
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SSNs
"We were extremely impressed by Oscilar's capabilities from the moment we saw them. Their technology presented exactly what we needed in-house to support our growth ambitions while maintaining control. What really impressed us was Oscilar's agility and adaptability. The ability to enhance and refine our processes quickly, especially in monitoring, is crucial. With Oscilar, we can update rules and implement changes faster than with any other platform we've seen. This responsiveness is invaluable, particularly when it comes to adapting to new regulations. Oscilar is a fintech company doing things the right way, giving us the tools we need to grow confidently in this rapidly changing space."
Michael Kozub
CEO
"We were extremely impressed by Oscilar's capabilities from the moment we saw them. Their technology presented exactly what we needed in-house to support our growth ambitions while maintaining control. What really impressed us was Oscilar's agility and adaptability. The ability to enhance and refine our processes quickly, especially in monitoring, is crucial. With Oscilar, we can update rules and implement changes faster than with any other platform we've seen. This responsiveness is invaluable, particularly when it comes to adapting to new regulations. Oscilar is a fintech company doing things the right way, giving us the tools we need to grow confidently in this rapidly changing space."
Michael Kozub
CEO
"We were extremely impressed by Oscilar's capabilities from the moment we saw them. Their technology presented exactly what we needed in-house to support our growth ambitions while maintaining control. What really impressed us was Oscilar's agility and adaptability. The ability to enhance and refine our processes quickly, especially in monitoring, is crucial. With Oscilar, we can update rules and implement changes faster than with any other platform we've seen. This responsiveness is invaluable, particularly when it comes to adapting to new regulations. Oscilar is a fintech company doing things the right way, giving us the tools we need to grow confidently in this rapidly changing space."
Michael Kozub
CEO
"We were extremely impressed by Oscilar's capabilities from the moment we saw them. Their technology presented exactly what we needed in-house to support our growth ambitions while maintaining control. What really impressed us was Oscilar's agility and adaptability. The ability to enhance and refine our processes quickly, especially in monitoring, is crucial. With Oscilar, we can update rules and implement changes faster than with any other platform we've seen. This responsiveness is invaluable, particularly when it comes to adapting to new regulations. Oscilar is a fintech company doing things the right way, giving us the tools we need to grow confidently in this rapidly changing space."
Michael Kozub
CEO
ML Models
The most advanced risk machine learning models in the industry.
At the core of Oscilar’s approach are Foundational Tuned Models. These high-performance AI models and data features combine domain-specific fraud intelligence with institution-level optimization.
ML Models
The most advanced risk machine learning models in the industry.
At the core of Oscilar’s approach are Foundational Tuned Models. These high-performance AI models and data features combine domain-specific fraud intelligence with institution-level optimization.
ML Models
The most advanced risk machine learning models in the industry.
At the core of Oscilar’s approach are Foundational Tuned Models. These high-performance AI models and data features combine domain-specific fraud intelligence with institution-level optimization.
ML Models
The most advanced risk machine learning models in the industry.
At the core of Oscilar’s approach are Foundational Tuned Models. These high-performance AI models and data features combine domain-specific fraud intelligence with institution-level optimization.
Balance Prediction
Spend Power
ACH Fraud
First-Party Fraud
Cashflow Score
Chargeback Fraud
Card Fraud
ATO Fraud
Pay Prediction
Transaction Monitoring
Built for your business
Unlike generic consortium models, Foundational Tuned Models are fine-tuned using your unique transaction data, fraud signals, and payment behaviors.
Built for your business
Unlike generic consortium models, Foundational Tuned Models are fine-tuned using your unique transaction data, fraud signals, and payment behaviors.
Built for your business
Unlike generic consortium models, Foundational Tuned Models are fine-tuned using your unique transaction data, fraud signals, and payment behaviors.
Built for your business
Unlike generic consortium models, Foundational Tuned Models are fine-tuned using your unique transaction data, fraud signals, and payment behaviors.
Bundled value
Our machine learning models are included in your platform pricing, providing immediate access to enterprise-grade fraud detection.
Bundled value
Our machine learning models are included in your platform pricing, providing immediate access to enterprise-grade fraud detection.
Bundled value
Our machine learning models are included in your platform pricing, providing immediate access to enterprise-grade fraud detection.
Bundled value
Our machine learning models are included in your platform pricing, providing immediate access to enterprise-grade fraud detection.
Smart, adaptive, and proven
We start with our proven baseline knowledge and tune models specifically for your fraud patterns. Our models can scale with you as your needs grow.
Smart, adaptive, and proven
We start with our proven baseline knowledge and tune models specifically for your fraud patterns. Our models can scale with you as your needs grow.
Smart, adaptive, and proven
We start with our proven baseline knowledge and tune models specifically for your fraud patterns. Our models can scale with you as your needs grow.
Smart, adaptive, and proven
We start with our proven baseline knowledge and tune models specifically for your fraud patterns. Our models can scale with you as your needs grow.
Cognitive identity intelligence
Security-aware device and behavioral intelligence that catches what others miss.
Cognitive identity intelligence
Security-aware device and behavioral intelligence that catches what others miss.
Cognitive identity intelligence
Security-aware device and behavioral intelligence that catches what others miss.
Cognitive identity intelligence
Security-aware device and behavioral intelligence that catches what others miss.
Highly Secure
State-of-the-art encryption and obfuscation to ensure security and prevent spoofing and reverse engineering.
Highly Secure
State-of-the-art encryption and obfuscation to ensure security and prevent spoofing and reverse engineering.
Highly Secure
State-of-the-art encryption and obfuscation to ensure security and prevent spoofing and reverse engineering.
Highly Secure
State-of-the-art encryption and obfuscation to ensure security and prevent spoofing and reverse engineering.
Advanced Signals
Enhance customer identification and prevent fraud with device intelligence, behavior biometrics, and data enrichments based on thousands of signals.
Advanced Signals
Enhance customer identification and prevent fraud with device intelligence, behavior biometrics, and data enrichments based on thousands of signals.
Advanced Signals
Enhance customer identification and prevent fraud with device intelligence, behavior biometrics, and data enrichments based on thousands of signals.
Advanced Signals
Enhance customer identification and prevent fraud with device intelligence, behavior biometrics, and data enrichments based on thousands of signals.
Designed for the AI Era
AI-based threats are evolving every day. Oscilar's device and behavioral intelligence evolves to stay one step ahead.
Designed for the AI Era
AI-based threats are evolving every day. Oscilar's device and behavioral intelligence evolves to stay one step ahead.
Designed for the AI Era
AI-based threats are evolving every day. Oscilar's device and behavioral intelligence evolves to stay one step ahead.
Designed for the AI Era
AI-based threats are evolving every day. Oscilar's device and behavioral intelligence evolves to stay one step ahead.
Oscilar ai
Meet Oscilar AI: the most advanced risk co-pilot.
Oscilar ai
Meet Oscilar AI: the most advanced risk co-pilot.
Oscilar ai
Meet Oscilar AI: the most advanced risk co-pilot.
Oscilar ai
Meet Oscilar AI: the most advanced risk co-pilot.
Explainability
Workflow Automation
AI Analytics
AI Explainability and Root Cause Analysis
Get immediate answers to all your questions: ‘What caused a 12% increase in fraud chargebacks?’, ’Why did the approval rate drop?’
Brandon P.
What trends are we seeing in transaction decline rate, and what are the top reasons for decline in September?
Oscilar AI
Here's a summary of declines by reason per month.
Reason
% of Declines
Device Affinity
34.2%
High-Risk Inactive Bank Cards
26.8%
New Account Fast Risk Purchase
16.1%
Other
9.3%
Explainability
Workflow Automation
AI Analytics
AI Explainability and Root Cause Analysis
Get immediate answers to all your questions: ‘What caused a 12% increase in fraud chargebacks?’, ’Why did the approval rate drop?’
Brandon P.
What trends are we seeing in transaction decline rate, and what are the top reasons for decline in September?
Oscilar AI
Here's a summary of declines by reason per month.
Reason
% of Declines
Device Affinity
34.2%
High-Risk Inactive Bank Cards
26.8%
New Account Fast Risk Purchase
16.1%
Other
9.3%
Explainability
Workflow Automation
AI Analytics
AI Explainability and Root Cause Analysis
Get immediate answers to all your questions: ‘What caused a 12% increase in fraud chargebacks?’, ’Why did the approval rate drop?’
Brandon P.
What trends are we seeing in transaction decline rate, and what are the top reasons for decline in September?
Oscilar AI
Here's a summary of declines by reason per month.
Reason
% of Declines
Device Affinity
34.2%
High-Risk Inactive Bank Cards
26.8%
New Account Fast Risk Purchase
16.1%
Other
9.3%
Explainability
Workflow Automation
AI Analytics
AI Explainability and Root Cause Analysis
Get immediate answers to all your questions: ‘What caused a 12% increase in fraud chargebacks?’, ’Why did the approval rate drop?’
Brandon P.
What trends are we seeing in transaction decline rate, and what are the top reasons for decline in September?
Oscilar AI
Here's a summary of declines by reason per month.
Reason
% of Declines
Device Affinity
34.2%
High-Risk Inactive Bank Cards
26.8%
New Account Fast Risk Purchase
16.1%
Other
9.3%
AI Workflows
Create powerful risk workflows easily with Oscilar AI.
AI Workflows
Create powerful risk workflows easily with Oscilar AI.
AI Workflows
Create powerful risk workflows easily with Oscilar AI.
AI Workflows
Create powerful risk workflows easily with Oscilar AI.
AI-Powered Workflow Creation
Describe your workflow and rules logic in natural language and watch these come to life.
AI-Powered Workflow Creation
Describe your workflow and rules logic in natural language and watch these come to life.
AI-Powered Workflow Creation
Describe your workflow and rules logic in natural language and watch these come to life.
AI-Powered Workflow Creation
Describe your workflow and rules logic in natural language and watch these come to life.
No-Code and Low Code Interface
Easily customize risk models in a drag-and-drop manner.
No-Code and Low Code Interface
Easily customize risk models in a drag-and-drop manner.
No-Code and Low Code Interface
Easily customize risk models in a drag-and-drop manner.
No-Code and Low Code Interface
Easily customize risk models in a drag-and-drop manner.
Powerful Testing Capabilities
Deploy backtests and A/B tests in minutes to monitor and improve your preferred KPIs.ur body copy in the properties pane to the right.
Powerful Testing Capabilities
Deploy backtests and A/B tests in minutes to monitor and improve your preferred KPIs.ur body copy in the properties pane to the right.
Powerful Testing Capabilities
Deploy backtests and A/B tests in minutes to monitor and improve your preferred KPIs.ur body copy in the properties pane to the right.
Powerful Testing Capabilities
Deploy backtests and A/B tests in minutes to monitor and improve your preferred KPIs.ur body copy in the properties pane to the right.
AI Case management
Reduce manual work and greatly accelerate investigations.
AI Case management
Reduce manual work and greatly accelerate investigations.
AI Case management
Reduce manual work and greatly accelerate investigations.
AI Case management
Reduce manual work and greatly accelerate investigations.
Risk Ops Workflow Management
With intelligent ques, bulk operations, andcustom checklists, you can customize your workflows and work smarter.
Risk Ops Workflow Management
With intelligent ques, bulk operations, andcustom checklists, you can customize your workflows and work smarter.
Risk Ops Workflow Management
With intelligent ques, bulk operations, andcustom checklists, you can customize your workflows and work smarter.
Risk Ops Workflow Management
With intelligent ques, bulk operations, andcustom checklists, you can customize your workflows and work smarter.
Prioritization Models
Powerful AI-driven models automatically rank cases by urgency and risk level so you always see what's most critical.
Prioritization Models
Powerful AI-driven models automatically rank cases by urgency and risk level so you always see what's most critical.
Prioritization Models
Powerful AI-driven models automatically rank cases by urgency and risk level so you always see what's most critical.
Prioritization Models
Powerful AI-driven models automatically rank cases by urgency and risk level so you always see what's most critical.
AI-Powered Case Summaries
Get instant, natural language explanations of why cases were created and what requires attention.
AI-Powered Case Summaries
Get instant, natural language explanations of why cases were created and what requires attention.
AI-Powered Case Summaries
Get instant, natural language explanations of why cases were created and what requires attention.
AI-Powered Case Summaries
Get instant, natural language explanations of why cases were created and what requires attention.
See Oscilar in action.
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See Oscilar in action.
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See Oscilar in action.
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See Oscilar in action.
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See Oscilar in action.
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