AI-Powered Collections Management

Maximize recovery rates and streamline your collections operations with intelligent automation. 
Empower your collections and credit teams to operate autonomously and effectively by leveraging intelligent workflows, an intuitive no-code, natural language interface, and Oscilar AI.

Request a Demo

Build effective digital collection workflows and strategies.

AI-Powered Workflow Creation

Describe your collection strategies in natural language and watch them come to life, tailored for various scenarios.

Intelligent Prioritization

Automatically prioritize cases based on recovery potential and effectiveness, ensuring your team focuses on high-value activities.

Personalized Outreach

Design intelligent communication cascades that adapt to each customer's context and behavior.

Predict and prevent delinquencies efficiently before they happen.

Advanced ML Models

Deploy machine learning models that predict the probability of default, taking into account customer behavior, ability to pay, and intent to pay.

Early Delinquency Warning

Identify accounts at risk of delinquency before they miss a payment, enabling proactive intervention.

Tailored ACH Pull Dates

Automatically adjust collection pull dates to optimize recovery.

Leverage the most advanced ML models for collections in the industry.

Balance Prediction & Spend Power

Predict customers’ bank balance for each of the next 30 days.

Pay Prediction

Predicts the date and amount of future paychecks, including both standard and non standard pay (eg. gigs).

Transaction Categorization

Categorizes transactions into pre-defined or user-defined categories (eg. rent, gambling, credit card payment, etc.).

Cash Flow Score

Predicts the probability of customer default, taking into consideration both customers’ ability to pay and intent to pay.

Streamline collections and increase your team’s speed with AI-Driven Case Management.

Holistic Customer View

Access all historical and real-time data about the customer and their activity at your fingertips.

AI Case Insights

Receive natural language explanations of case priorities and proactive insights to speed up reviews.

Automated Routine Tasks

Free up your team to focus on high-value activities by automating skip tracing, account checks, and basic customer communications.

Orchestrate data and services from different providers for a 360 view of users and simpler collections.

One-Click Connection


Connect your own databases in one click with our powerful and automated database ingestion system.


Oscilar Marketplace


Seamlessly connect to 3rd party data sources by leveraging our 80+ partner marketplace.

See Oscilar in action.

Request a Demo →