The Oscilar Platform

AI Risk Decisioning™ to manage onboarding, fraud, credit, and compliance risk.

Empower your risk teams to operate autonomously, increase approval rates, reduce fraud rates, and stay compliant. Leverage one-click integrations, an intuitive natural language interface, and Oscilar AI.

The Oscilar Platform

AI Risk Decisioning™ to manage onboarding, fraud, credit, and compliance risk.

Empower your risk teams to operate autonomously, increase approval rates, reduce fraud rates, and stay compliant. Leverage one-click integrations, an intuitive natural language interface, and Oscilar AI.

The Oscilar Platform

AI Risk Decisioning™ to manage onboarding, fraud, credit, and compliance risk.

Empower your risk teams to operate autonomously, increase approval rates, reduce fraud rates, and stay compliant. Leverage one-click integrations, an intuitive natural language interface, and Oscilar AI.

The Oscilar Platform

AI Risk Decisioning™ to manage onboarding, fraud, credit, and compliance risk.

Empower your risk teams to operate autonomously, increase approval rates, reduce fraud rates, and stay compliant. Leverage one-click integrations, an intuitive natural language interface, and Oscilar AI.

HOVER TO EXPLORE THE PLATFORM

"We were extremely impressed by Oscilar's capabilities from the moment we saw them. Their technology presented exactly what we needed in-house to support our growth ambitions while maintaining control. What really impressed us was Oscilar's agility and adaptability. The ability to enhance and refine our processes quickly, especially in monitoring, is crucial. With Oscilar, we can update rules and implement changes faster than with any other platform we've seen. This responsiveness is invaluable, particularly when it comes to adapting to new regulations. Oscilar is a fintech company doing things the right way, giving us the tools we need to grow confidently in this rapidly changing space."

Michael Kozub

CEO

"We were extremely impressed by Oscilar's capabilities from the moment we saw them. Their technology presented exactly what we needed in-house to support our growth ambitions while maintaining control. What really impressed us was Oscilar's agility and adaptability. The ability to enhance and refine our processes quickly, especially in monitoring, is crucial. With Oscilar, we can update rules and implement changes faster than with any other platform we've seen. This responsiveness is invaluable, particularly when it comes to adapting to new regulations. Oscilar is a fintech company doing things the right way, giving us the tools we need to grow confidently in this rapidly changing space."

Michael Kozub

CEO

"We were extremely impressed by Oscilar's capabilities from the moment we saw them. Their technology presented exactly what we needed in-house to support our growth ambitions while maintaining control. What really impressed us was Oscilar's agility and adaptability. The ability to enhance and refine our processes quickly, especially in monitoring, is crucial. With Oscilar, we can update rules and implement changes faster than with any other platform we've seen. This responsiveness is invaluable, particularly when it comes to adapting to new regulations. Oscilar is a fintech company doing things the right way, giving us the tools we need to grow confidently in this rapidly changing space."

Michael Kozub

CEO

"We were extremely impressed by Oscilar's capabilities from the moment we saw them. Their technology presented exactly what we needed in-house to support our growth ambitions while maintaining control. What really impressed us was Oscilar's agility and adaptability. The ability to enhance and refine our processes quickly, especially in monitoring, is crucial. With Oscilar, we can update rules and implement changes faster than with any other platform we've seen. This responsiveness is invaluable, particularly when it comes to adapting to new regulations. Oscilar is a fintech company doing things the right way, giving us the tools we need to grow confidently in this rapidly changing space."

Michael Kozub

CEO

"We were extremely impressed by Oscilar's capabilities from the moment we saw them. Their technology presented exactly what we needed in-house to support our growth ambitions while maintaining control. What really impressed us was Oscilar's agility and adaptability. The ability to enhance and refine our processes quickly, especially in monitoring, is crucial. With Oscilar, we can update rules and implement changes faster than with any other platform we've seen. This responsiveness is invaluable, particularly when it comes to adapting to new regulations. Oscilar is a fintech company doing things the right way, giving us the tools we need to grow confidently in this rapidly changing space."

Michael Kozub

CEO

know your customer

Connect your own data and leverage 80+ integrations to get a true 360 degree view of your users and transactions.

Truly know your customer

Orchestrate KYC checks and enhanced identity checks for a true 360 view of each applicant.

Make informed decisions

Create powerful onboarding workflows that adapt to each user’s risk profile by leveraging Oscilar AI.

know your customer

Connect your own data and leverage 80+ integrations to get a true 360 degree view of your users and transactions.

Truly know your customer

Orchestrate KYC checks and enhanced identity checks for a true 360 view of each applicant.

Make informed decisions

Create powerful onboarding workflows that adapt to each user’s risk profile by leveraging Oscilar AI.

know your customer

Connect your own data and leverage 80+ integrations to get a true 360 degree view of your users and transactions.

Truly know your customer

Orchestrate KYC checks and enhanced identity checks for a true 360 view of each applicant.

Make informed decisions

Create powerful onboarding workflows that adapt to each user’s risk profile by leveraging Oscilar AI.

know your customer

Connect your own data and leverage 80+ integrations to get a true 360 degree view of your users and transactions.

Truly know your customer

Orchestrate KYC checks and enhanced identity checks for a true 360 view of each applicant.

Make informed decisions

Create powerful onboarding workflows that adapt to each user’s risk profile by leveraging Oscilar AI.

know your customer

Connect your own data and leverage 80+ integrations to get a true 360 degree view of your users and transactions.

Truly know your customer

Orchestrate KYC checks and enhanced identity checks for a true 360 view of each applicant.

Make informed decisions

Create powerful onboarding workflows that adapt to each user’s risk profile by leveraging Oscilar AI.

Visual Network Analysis

Uncover nuanced relationships between users, devices, transactions and accounts.

AI-Powered Network Analysis

Leverage state-of-the-art machine learning and graph analytics to detect suspicious and potentially criminal associations across many data points.

AI-Powered Network Analysis

Leverage state-of-the-art machine learning and graph analytics to detect suspicious and potentially criminal associations across many data points.

AI-Powered Network Analysis

Leverage state-of-the-art machine learning and graph analytics to detect suspicious and potentially criminal associations across many data points.

AI-Powered Network Analysis

Leverage state-of-the-art machine learning and graph analytics to detect suspicious and potentially criminal associations across many data points.

AI-Powered Network Analysis

Leverage state-of-the-art machine learning and graph analytics to detect suspicious and potentially criminal associations across many data points.

ANALYZE:

Devices

Users

IP Adresses

Phone Numbers

Dates of Birth

Physical Addresses

Transactions

Crypto Accounts

SSNs

ML Models

The most advanced risk machine learning models in the industry.

Oscilar's models are designed to accelerate all aspects of your onboarding, credit, fraud, and compliance workflows.

ML Models

The most advanced risk machine learning models in the industry.

Oscilar's models are designed to accelerate all aspects of your onboarding, credit, fraud, and compliance workflows.

ML Models

The most advanced risk machine learning models in the industry.

Oscilar's models are designed to accelerate all aspects of your onboarding, credit, fraud, and compliance workflows.

ML Models

The most advanced risk machine learning models in the industry.

Oscilar's models are designed to accelerate all aspects of your onboarding, credit, fraud, and compliance workflows.

ML Models

The most advanced risk machine learning models in the industry.

Oscilar's models are designed to accelerate all aspects of your onboarding, credit, fraud, and compliance workflows.

  • Balance Prediction

  • Spend Power

  • ACH Fraud

  • First-Party Fraud

  • Cashflow Score

  • Chargeback Fraud

  • Card Fraud

  • ATO Fraud

  • Pay Prediction

  • Transaction Monitoring

Cognitive identity intelligence

Security-aware device and behavioral intelligence that catches what others miss.

Cognitive identity intelligence

Security-aware device and behavioral intelligence that catches what others miss.

Cognitive identity intelligence

Security-aware device and behavioral intelligence that catches what others miss.

Cognitive identity intelligence

Security-aware device and behavioral intelligence that catches what others miss.

Cognitive identity intelligence

Security-aware device and behavioral intelligence that catches what others miss.

Highly Secure

State-of-the-art encryption and obfuscation to ensure security and prevent spoofing and reverse engineering.

Highly Secure

State-of-the-art encryption and obfuscation to ensure security and prevent spoofing and reverse engineering.

Highly Secure

State-of-the-art encryption and obfuscation to ensure security and prevent spoofing and reverse engineering.

Highly Secure

State-of-the-art encryption and obfuscation to ensure security and prevent spoofing and reverse engineering.

Highly Secure

State-of-the-art encryption and obfuscation to ensure security and prevent spoofing and reverse engineering.

Advanced Signals

Enhance customer identification and prevent fraud with device intelligence, behavior biometrics, and data enrichments.

Advanced Signals

Enhance customer identification and prevent fraud with device intelligence, behavior biometrics, and data enrichments.

Advanced Signals

Enhance customer identification and prevent fraud with device intelligence, behavior biometrics, and data enrichments.

Advanced Signals

Enhance customer identification and prevent fraud with device intelligence, behavior biometrics, and data enrichments.

Advanced Signals

Enhance customer identification and prevent fraud with device intelligence, behavior biometrics, and data enrichments.

Designed for the AI Era

AI-based threats are evolving every day. Oscilar's device and behavioral intelligence evolves to stay one step ahead.

Designed for the AI Era

AI-based threats are evolving every day. Oscilar's device and behavioral intelligence evolves to stay one step ahead.

Designed for the AI Era

AI-based threats are evolving every day. Oscilar's device and behavioral intelligence evolves to stay one step ahead.

Designed for the AI Era

AI-based threats are evolving every day. Oscilar's device and behavioral intelligence evolves to stay one step ahead.

Designed for the AI Era

AI-based threats are evolving every day. Oscilar's device and behavioral intelligence evolves to stay one step ahead.

Oscilar ai

Meet Oscilar AI: the most advanced risk co-pilot.

Oscilar ai

Meet Oscilar AI: the most advanced risk co-pilot.

Oscilar ai

Meet Oscilar AI: the most advanced risk co-pilot.

Oscilar ai

Meet Oscilar AI: the most advanced risk co-pilot.

Oscilar ai

Meet Oscilar AI: the most advanced risk co-pilot.

Explainability
Workflow Automation
AI Analytics

AI Explainability and Root Cause Analysis

Get immediate answers to all your questions: ‘What caused a 12% increase in fraud chargebacks?’, ’Why did the approval rate drop?’

Brandon P.

What trends are we seeing in transaction decline rate, and what are the top reasons for decline in September?

Oscilar AI

Here's a summary of declines by reason per month.

Reason

% of Declines

Device Affinity

34.2%

High-Risk Inactive Bank Cards

26.8%

New Account Fast Risk Purchase

16.1%

Other

9.3%

Explainability
Workflow Automation
AI Analytics

AI Explainability and Root Cause Analysis

Get immediate answers to all your questions: ‘What caused a 12% increase in fraud chargebacks?’, ’Why did the approval rate drop?’

Brandon P.

What trends are we seeing in transaction decline rate, and what are the top reasons for decline in September?

Oscilar AI

Here's a summary of declines by reason per month.

Reason

% of Declines

Device Affinity

34.2%

High-Risk Inactive Bank Cards

26.8%

New Account Fast Risk Purchase

16.1%

Other

9.3%

Explainability
Workflow Automation
AI Analytics

AI Explainability and Root Cause Analysis

Get immediate answers to all your questions: ‘What caused a 12% increase in fraud chargebacks?’, ’Why did the approval rate drop?’

Brandon P.

What trends are we seeing in transaction decline rate, and what are the top reasons for decline in September?

Oscilar AI

Here's a summary of declines by reason per month.

Reason

% of Declines

Device Affinity

34.2%

High-Risk Inactive Bank Cards

26.8%

New Account Fast Risk Purchase

16.1%

Other

9.3%

Explainability
Workflow Automation
AI Analytics

AI Explainability and Root Cause Analysis

Get immediate answers to all your questions: ‘What caused a 12% increase in fraud chargebacks?’, ’Why did the approval rate drop?’

Brandon P.

What trends are we seeing in transaction decline rate, and what are the top reasons for decline in September?

Oscilar AI

Here's a summary of declines by reason per month.

Reason

% of Declines

Device Affinity

34.2%

High-Risk Inactive Bank Cards

26.8%

New Account Fast Risk Purchase

16.1%

Other

9.3%

Explainability
Workflow Automation
AI Analytics

AI Explainability and Root Cause Analysis

Get immediate answers to all your questions: ‘What caused a 12% increase in fraud chargebacks?’, ’Why did the approval rate drop?’

Brandon P.

What trends are we seeing in transaction decline rate, and what are the top reasons for decline in September?

Oscilar AI

Here's a summary of declines by reason per month.

Reason

% of Declines

Device Affinity

34.2%

High-Risk Inactive Bank Cards

26.8%

New Account Fast Risk Purchase

16.1%

Other

9.3%

AI Workflows

Create powerful risk workflows easily with Oscilar AI.

AI Workflows

Create powerful risk workflows easily with Oscilar AI.

AI Workflows

Create powerful risk workflows easily with Oscilar AI.

AI Workflows

Create powerful risk workflows easily with Oscilar AI.

AI Workflows

Create powerful risk workflows easily with Oscilar AI.

AI-Powered Workflow Creation

Describe your workflow and rules logic in natural language and watch these come to life.

AI-Powered Workflow Creation

Describe your workflow and rules logic in natural language and watch these come to life.

AI-Powered Workflow Creation

Describe your workflow and rules logic in natural language and watch these come to life.

AI-Powered Workflow Creation

Describe your workflow and rules logic in natural language and watch these come to life.

AI-Powered Workflow Creation

Describe your workflow and rules logic in natural language and watch these come to life.

No-Code and Low Code Interface

Easily customize risk models in a drag-and-drop manner.

No-Code and Low Code Interface

Easily customize risk models in a drag-and-drop manner.

No-Code and Low Code Interface

Easily customize risk models in a drag-and-drop manner.

No-Code and Low Code Interface

Easily customize risk models in a drag-and-drop manner.

No-Code and Low Code Interface

Easily customize risk models in a drag-and-drop manner.

Powerful Testing Capabilities

Deploy backtests and A/B tests in minutes to monitor and improve your preferred KPIs.ur body copy in the properties pane to the right.

Powerful Testing Capabilities

Deploy backtests and A/B tests in minutes to monitor and improve your preferred KPIs.ur body copy in the properties pane to the right.

Powerful Testing Capabilities

Deploy backtests and A/B tests in minutes to monitor and improve your preferred KPIs.ur body copy in the properties pane to the right.

Powerful Testing Capabilities

Deploy backtests and A/B tests in minutes to monitor and improve your preferred KPIs.ur body copy in the properties pane to the right.

Powerful Testing Capabilities

Deploy backtests and A/B tests in minutes to monitor and improve your preferred KPIs.ur body copy in the properties pane to the right.

AI Case management

Reduce manual work and greatly accelerate investigations.

AI Case management

Reduce manual work and greatly accelerate investigations.

AI Case management

Reduce manual work and greatly accelerate investigations.

AI Case management

Reduce manual work and greatly accelerate investigations.

AI Case management

Reduce manual work and greatly accelerate investigations.

Comprehensive Case Cards

Get a complete background on each case via 1st party and 3rd party data.

Comprehensive Case Cards

Get a complete background on each case via 1st party and 3rd party data.

Comprehensive Case Cards

Get a complete background on each case via 1st party and 3rd party data.

Comprehensive Case Cards

Get a complete background on each case via 1st party and 3rd party data.

Comprehensive Case Cards

Get a complete background on each case via 1st party and 3rd party data.

Smart Automations and Collaboration

Streamline investigations with task assignment, prioritization, escalation, and seamless collaboration with fintech partners

Smart Automations and Collaboration

Streamline investigations with task assignment, prioritization, escalation, and seamless collaboration with fintech partners

Smart Automations and Collaboration

Streamline investigations with task assignment, prioritization, escalation, and seamless collaboration with fintech partners

Smart Automations and Collaboration

Streamline investigations with task assignment, prioritization, escalation, and seamless collaboration with fintech partners

Smart Automations and Collaboration

Streamline investigations with task assignment, prioritization, escalation, and seamless collaboration with fintech partners

AI-Powered Case Summaries

Understand case triggers, approvals and declines with Oscilar AI.

AI-Powered Case Summaries

Understand case triggers, approvals and declines with Oscilar AI.

AI-Powered Case Summaries

Understand case triggers, approvals and declines with Oscilar AI.

AI-Powered Case Summaries

Understand case triggers, approvals and declines with Oscilar AI.

AI-Powered Case Summaries

Understand case triggers, approvals and declines with Oscilar AI.

Data Fabric

Harness 1st party data, 80+ partner integrations, and proprietary Oscilar risk knowledge to build your data foundation on solid ground.

Data Fabric

Harness 1st party data, 80+ partner integrations, and proprietary Oscilar risk knowledge to build your data foundation on solid ground.

Data Fabric

Harness 1st party data, 80+ partner integrations, and proprietary Oscilar risk knowledge to build your data foundation on solid ground.

Data Fabric

Harness 1st party data, 80+ partner integrations, and proprietary Oscilar risk knowledge to build your data foundation on solid ground.

SCROLL TO EXPLORE THE PLATFORM