AI Risk Decisioning™

AI Risk Decisioning™: a Revolutionary Approach to Risk Management in the AI Era

Oscilar's AI Risk Decisioning™ platform is the most comprehensive solution for managing onboarding, fraud, credit, and compliance risk in today's digital economy. By combining artificial intelligence with comprehensive risk management strategies, Oscilar sets a new standard for effectiveness and efficiency in risk assessment and mitigation.

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Trusted by world-class banks and fintechs


Trusted by world-class banks and fintechs



Trusted by world-class banks and fintechs


Oscilar: Meet the first AI Risk Decisioning™ Platform


AI Risk Decisioning™ is a comprehensive, AI-driven approach to risk management that unifies data, processes, and decision-making across the entire customer journey. It leverages advanced artificial intelligence, including generative AI, to provide a holistic view of risk while enabling rapid adaptation to emerging threats and changing business needs. AI Risk Decisioning™ is built on three fundamental pillars:

One Unified Risk Platform

AI Decision Making

AI Insights & Analytics

Oscilar's AI Risk Decisioning™ Platform has been built differently,

by a team of AI and Risk Experts

Oscilar is led by the creators of Apache Kafka, Confluent, and a team of AI and risk experts from the world’s leading tech companies. Oscilar's AI Risk Decisioning™ platform offers a comprehensive suite of tools designed to address the multifaceted nature of modern risk management:

Real-time Risk Assessment

Oscilar processes vast amounts of data in real-time, under 100 milliseconds, providing instant risk evaluations across the entire customer journey.

Advanced Machine Learning Models

Utilizing both supervised, unsupervised learning and generative AI techniques, Oscilar's models adapt continuously to new data and emerging risk patterns.

Generative AI Co-Pilot

Oscilar AI is the most advanced Risk Co-Pilot, enabling risk teams to do everything from creating, updating, testing, analyzing risk models to performing complex analytics and reporting on performance of risk models using natural language.

Customizable Risk Strategies

The platform allows businesses to tailor risk models to their specific needs, risk appetite, and regulatory requirements.

Comprehensive Data Fabric

Oscilar's platform integrates data from multiple sources, including internal databases, third-party providers, and real-time user interactions, to create a holistic view of risk.

Automated Reporting and Analytics

The system generates detailed reports and interactive dashboards, making complex risk data easily interpretable and actionable.

Oscilar's AI Risk Decisioning™ Platform has been built differently,

by a team of AI and Risk Experts

Oscilar is led by the creators of Apache Kafka, Confluent, and a team of AI and risk experts from the world’s leading tech companies. Oscilar's AI Risk Decisioning™ platform offers a comprehensive suite of tools designed to address the multifaceted nature of modern risk management:

Real-time Risk Assessment

Oscilar processes vast amounts of data in real-time, under 100 milliseconds, providing instant risk evaluations across the entire customer journey.

Advanced Machine Learning Models

Utilizing both supervised, unsupervised learning and generative AI techniques, Oscilar's models adapt continuously to new data and emerging risk patterns.

Generative AI Co-Pilot

Oscilar AI is the most advanced Risk Co-Pilot, enabling risk teams to do everything from creating, updating, testing, analyzing risk models to performing complex analytics and reporting on performance of risk models using natural language.

Customizable Risk Strategies

The platform allows businesses to tailor risk models to their specific needs, risk appetite, and regulatory requirements.

Comprehensive Data Fabric

Oscilar's platform integrates data from multiple sources, including internal databases, third-party providers, and real-time user interactions, to create a holistic view of risk.

Automated Reporting and Analytics

The system generates detailed reports and interactive dashboards, making complex risk data easily interpretable and actionable.

Oscilar's AI Risk Decisioning™ Platform has been built differently,

by a team of AI and Risk Experts

Oscilar is led by the creators of Apache Kafka, Confluent, and a team of AI and risk experts from the world’s leading tech companies. Oscilar's AI Risk Decisioning™ platform offers a comprehensive suite of tools designed to address the multifaceted nature of modern risk management:

Real-time Risk Assessment

Oscilar processes vast amounts of data in real-time, under 100 milliseconds, providing instant risk evaluations across the entire customer journey.

Advanced Machine Learning Models

Utilizing both supervised, unsupervised learning and generative AI techniques, Oscilar's models adapt continuously to new data and emerging risk patterns.

Generative AI Co-Pilot

Oscilar AI is the most advanced Risk Co-Pilot, enabling risk teams to do everything from creating, updating, testing, analyzing risk models to performing complex analytics and reporting on performance of risk models using natural language.

Customizable Risk Strategies

The platform allows businesses to tailor risk models to their specific needs, risk appetite, and regulatory requirements.

Comprehensive Data Fabric

Oscilar's platform integrates data from multiple sources, including internal databases, third-party providers, and real-time user interactions, to create a holistic view of risk.

Automated Reporting and Analytics

The system generates detailed reports and interactive dashboards, making complex risk data easily interpretable and actionable.

"Oscilar helped us to uplevel our fraud operations first, and now they're elevating our compliance operations. Their unified Fraud & AML (FRAML) platform, data integration capabilities, and powerful workflow builder have allowed us to manage onboarding, CIP, and monitoring more efficiently. Their AI capabilities are truly one-of-a-kind and allow to do everything better and faster."



Maurice Harary

Founder and CEO

Leverage a single platform to manage all risk across the entirety of the customer journey.


Single Platform: Unlike fragmented solutions, Oscilar provides a single, integrated platform to manage everything from onboarding, credit underwriting, fraud detection to compliance monitoring.


360-Degree Customer View: Oscilar’s platform consolidates data from all touchpoints of the customer journey, enabling a comprehensive understanding of risk, which leads to more accurate and contextual decision-making.


Consistent Risk Policies: Oscilar’s unified platform approach ensures that risk policies are applied consistently across all stages of the customer lifecycle, eliminating discrepancies and potential vulnerabilities.


AI Case Management: Oscilar’s core decisioning platform is fully integrated with a powerful case management solution, enabling a cohesive approach to automated and manual decisioning using a 360-degree customer view.

Oscilar AI: The most sophisticated co-pilot for risk decisioning.

Natural Language Risk Workflow Management: Oscilar AI enables risk professionals to create, modify, and test risk workflows using simple language commands, streamlining the implementation of complex strategies without coding expertise.


Explainable Decisions: Oscilar AI provides clear, natural language explanations for decisions, enhancing transparency, aiding compliance, and offering insights for strategy improvement.


Comprehensive Foundational ML Models: Oscilar offers out-of-the-box ML models for critical risk use cases, including enhanced credit underwriting (predicting bank balance and pay), account takeover (ATO), payment fraud, first-party fraud, AML alert prioritization, and more.


Adaptive Learning: Oscilar AI continuously refines risk models and strategies, ensuring adaptability to evolving market conditions and emerging risk patterns.

Get immediate, actionable insights with the most advanced AI-driven risk analytics and dashboards.

Real-Time Decision Making: The system analyzes vast amounts of data in real-time, returning a response on a decision in under 100 milliseconds.


Predictive Analytics: Using machine learning algorithms, Oscilar's platform can forecast potential risks and fraudulent activities before they occur, enabling proactive risk management.


Interactive Dashboards: The platform offers customizable, interactive dashboards that visualize complex risk data in easily understandable formats, enabling quick decision-making.


Anomaly Detection: Advanced AI algorithms continuously monitor for unusual patterns or behaviors, flagging potential risks for immediate attention.


Performance Monitoring: The system provides real-time analytics on the performance of risk models and strategies, allowing for continuous optimization.


Visual Network Analysis: Oscilar's platform offers powerful visual network analysis tools, enabling users to uncover complex relationships and patterns within large datasets, crucial for detecting sophisticated fraud schemes and hidden risk factors.

See Oscilar in action.

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