Cognitive Identity Intelligence Platform

Stop Sophisticated Fraud Before It Starts

Military-grade device intelligence and behavioral analysis that catches what others miss.

Catch 99.9% of fraud attempts with zero added friction

Process thousands of signals in under 100ms

Deploy enterprise-grade protection in minutes

Trusted by world-class banks and fintechs


Trusted by world-class banks and fintechs



Trusted by world-class banks and fintechs


Benefits

Meet Oscilar’s Cognitive Identity Intelligence Platform

Meet Oscilar’s Cognitive Identity Intelligence Platform

A new security-first approach to stop fraud.

Real-Time Intelligence

Process thousands of signals in milliseconds to stop fraud without adding friction.

Security-First Architecture

Built with military-grade encryption and dynamic security patterns that make reverse engineering impossible.

Contextual Cognitive Signatures

Thousands of digital markers across device, network, behavioral dimensions that protect against sophisticated AI-powered attacks

End-to-end defense

Stop fraudsters at every touchpoint of the user journey.

Stop fraudsters at every touchpoint of the user journey.

Invisible protection from sign-up to checkout that follows your users' journey, catching fraud and scams while keeping checkout frictionless.

Account Creation

Block synthetic identities

Detect emulators and virtual machines

Stop automated account creation

Authentication

Payments

Fund Movement

Account Creation

Block synthetic identities

Detect emulators and virtual machines

Stop automated account creation

Authentication

Payments

Fund Movement

Account Creation

Block synthetic identities

Detect emulators and virtual machines

Stop automated account creation

Authentication

Payments

Fund Movement

Account Creation

Block synthetic identities

Detect emulators and virtual machines

Stop automated account creation

Authentication

Payments

Fund Movement

Account Creation

Block synthetic identities

Detect emulators and virtual machines

Stop automated account creation

Authentication

Payments

Fund Movement

Use Cases

Stop complex fraud patterns across several dimensions

Stop complex fraud patterns across several dimensions

Oscilar's Cognitive Identity Intelligence Platform is already protecting some of the most sophisticated digital businesses.

  • Account takeover

  • Account sharing

  • Payment fraud

  • AML

  • API protection

  • Compute abuse

  • New account security

  • Bot prevention & management

  • KYC

"At Happy Money, protecting applicants from fraud while maintaining a simple, transparent experience for our more than 300,000 members is essential to our mission of empowering people to achieve their goals through responsible lending. Oscilar's Cognitive Identity Intelligence Platform helps us achieve this balance. Their advanced security-aware SDK passively monitors thousands of cognitive signatures to detect suspicious patterns during loan applications and account management, without adding unnecessary friction. By catching sophisticated synthetic identities and fraud attempts without impacting legitimate applicants, Oscilar helps us maintain trust and safeguard the capital we lend to support stronger, financially healthy futures."

"At Happy Money, protecting applicants from fraud while maintaining a simple, transparent experience for our more than 300,000 members is essential to our mission of empowering people to achieve their goals through responsible lending. Oscilar's Cognitive Identity Intelligence Platform helps us achieve this balance. Their advanced security-aware SDK passively monitors thousands of cognitive signatures to detect suspicious patterns during loan applications and account management, without adding unnecessary friction. By catching sophisticated synthetic identities and fraud attempts without impacting legitimate applicants, Oscilar helps us maintain trust and safeguard the capital we lend to support stronger, financially healthy futures."

"At Happy Money, protecting applicants from fraud while maintaining a simple, transparent experience for our more than 300,000 members is essential to our mission of empowering people to achieve their goals through responsible lending. Oscilar's Cognitive Identity Intelligence Platform helps us achieve this balance. Their advanced security-aware SDK passively monitors thousands of cognitive signatures to detect suspicious patterns during loan applications and account management, without adding unnecessary friction. By catching sophisticated synthetic identities and fraud attempts without impacting legitimate applicants, Oscilar helps us maintain trust and safeguard the capital we lend to support stronger, financially healthy futures."

Angela Kernell
Manager, Fraud Operations

Impact

Improve your user’s experience, and your bottom line

Improve your user’s experience, and your bottom line

Stop losing genuine customers to overly aggressive fraud prevention. Oscilar’s Cognitive Identity Intelligence Platform works silently in the background, analyzing thousands of behavioral signals to recognize trusted users instantly while maintaining strong security against real threats.

Reduce Cart Abandonment

Dynamic risk scoring eliminates unnecessary verification steps at checkout, reducing cart abandonment. Let good customers complete purchases instantly while maintaining protection against fraudulent transactions

Security-First Architecture

Automatically recognize and fast-track trusted users and devices. Remove friction for legitimate customers by eliminating unnecessary security challenges while maintaining strong protection where it matters.

Contextual Cognitive Signatures

Build customer trust by offering higher limits and instant approvals to proven users. Our intelligent system learns customer patterns over time, enabling you to provide VIP experiences without compromising security.

BankCo

Login

•••••••••••••••

Continue

Forgot your password?

Reset

Proxy IP

Distant time zone

Emulated device

Approve

Decision

Allow + continue monitoring

High Risk

Decision

Step-up Login (MFA)

Decline

Decision

Reset password + text customer

Implementation

Get started in minutes: enterprise security made simple.

Get started in minutes: enterprise security made simple.

Deploy enterprise-grade fraud prevention in days, not months. Our lightweight SDK requires just one line of code to get started, with pre-built connectors and flexible APIs that adapt to your needs. Most clients begin seeing actionable insights within hours of deployment, backed by 24/7 expert support and continuous optimization.

Rapid Integration & Deployment

One-line SDK integration for web and mobile applications

Cloud-native architecture that works with your existing infrastructure

Pre-built platform connectors for major fraud prevention platforms

Flexible APIs for seamless implementation

Immediate Impact

Same-day actionable insights

Real-time protection against current and emerging threats

Continuous learning tailored to your user patterns and attack vectors

Progressive enhancement of security measures based on risk profile

Expert Support

Dedicated implementation team

24/7 technical assistance

Threat intelligence updates

Optimization consulting

Ready to stop fraud before it happens?

Ready to stop fraud before it happens?