cognitive identity intelligence
Stop sophisticated fraud before it starts.
Protect your customers with military-grade device intelligence and behavioral analysis that catches what others miss.
Trusted by leading
banks and fintechs
->
cognitive identity intelligence
Stop sophisticated fraud before it starts.
Protect your customers with military-grade device intelligence and behavioral analysis that catches what others miss.

Trusted by leading
banks and fintechs
->
cognitive identity intelligence
Stop sophisticated fraud before it starts.
Protect your customers with military-grade device intelligence and behavioral analysis that catches what others miss.
Trusted by leading
banks and fintechs
->
cognitive identity intelligence
Stop sophisticated fraud before it starts.
Protect your customers with military-grade device intelligence and behavioral analysis that catches what others miss.

Trusted by leading banks and fintechs
Yesterday’s security wasn’t built for today’s sophisticated threats. Identity spoofing, behavior mimicking, and malicious Generative AI techniques are on the rise. So we built Cognitive Identity Intelligence to keep you ahead of the curve.
Yesterday’s security wasn’t built for today’s sophisticated threats. Identity spoofing, behavior mimicking, and malicious Generative AI techniques are on the rise. So we built Cognitive Identity Intelligence to keep you ahead of the curve.
Yesterday’s security wasn’t built for today’s sophisticated threats. Identity spoofing, behavior mimicking, and malicious Generative AI techniques are on the rise. So we built Cognitive Identity Intelligence to keep you ahead of the curve.
Yesterday’s security wasn’t built for today’s sophisticated threats. Identity spoofing, behavior mimicking, and malicious Generative AI techniques are on the rise. So we built Cognitive Identity Intelligence to keep you ahead of the curve.
Benefits
A new security-first approach to stop fraud.
Oscilar's first-of-its-kind cognitive identity intelligence is built to stay one step ahead of bad actors in the age of AI.
Benefits
A new security-first approach to stop fraud.
Oscilar's first-of-its-kind cognitive identity intelligence is built to stay one step ahead of bad actors in the age of AI.
Benefits
A new security-first approach to stop fraud.
Oscilar's first-of-its-kind cognitive identity intelligence is built to stay one step ahead of bad actors in the age of AI.
Benefits
A new security-first approach to stop fraud.
Oscilar's first-of-its-kind cognitive identity intelligence is built to stay one step ahead of bad actors in the age of AI.

Real-Time Intelligence
Process thousands of signals in milliseconds to stop fraud without adding friction.

Real-Time Intelligence
Process thousands of signals in milliseconds to stop fraud without adding friction.

Real-Time Intelligence
Process thousands of signals in milliseconds to stop fraud without adding friction.

Real-Time Intelligence
Process thousands of signals in milliseconds to stop fraud without adding friction.

Security-First Architecture
Built with military-grade encryption and dynamic security patterns that make reverse engineering impossible.

Security-First Architecture
Built with military-grade encryption and dynamic security patterns that make reverse engineering impossible.

Security-First Architecture
Built with military-grade encryption and dynamic security patterns that make reverse engineering impossible.

Security-First Architecture
Built with military-grade encryption and dynamic security patterns that make reverse engineering impossible.

Contextual Cognitive Signatures
Thousands of digital markers across device, network, behavioral dimensions that protect against sophisticated AI-powered attacks.

Contextual Cognitive Signatures
Thousands of digital markers across device, network, behavioral dimensions that protect against sophisticated AI-powered attacks.

Contextual Cognitive Signatures
Thousands of digital markers across device, network, behavioral dimensions that protect against sophisticated AI-powered attacks.

Contextual Cognitive Signatures
Thousands of digital markers across device, network, behavioral dimensions that protect against sophisticated AI-powered attacks.
end-to-end defense
Stop fraudsters at every touchpoint of the user journey.
Invisible protection from sign-up to checkout that follows your users' journey, catching fraud and scams while keeping checkout frictionless.
end-to-end defense
Stop fraudsters at every touchpoint of the user journey.
Invisible protection from sign-up to checkout that follows your users' journey, catching fraud and scams while keeping checkout frictionless.
end-to-end defense
Stop fraudsters at every touchpoint of the user journey.
Invisible protection from sign-up to checkout that follows your users' journey, catching fraud and scams while keeping checkout frictionless.
end-to-end defense
Stop fraudsters at every touchpoint of the user journey.
Invisible protection from sign-up to checkout that follows your users' journey, catching fraud and scams while keeping checkout frictionless.

Account Creation
Block synthetic identities
Detect emulators and virtual machines
Stop automated account creation


Authentication

Payments

Fund Movement

Account Creation
Block synthetic identities
Detect emulators and virtual machines
Stop automated account creation


Authentication

Payments

Fund Movement

Account Creation
Block synthetic identities
Detect emulators and virtual machines
Stop automated account creation

Authentication

Payments

Fund Movement


Account Creation
Block synthetic identities
Detect emulators and virtual machines
Stop automated account creation

Authentication

Payments

Fund Movement


Account Creation
Block synthetic identities
Detect emulators and virtual machines
Stop automated account creation

Authentication

Payments

Fund Movement

Use Cases
Stop complex fraud patterns across many dimensions.
Oscilar's Cognitive Identity Intelligence Platform is already protecting some of the most sophisticated digital businesses across a range of areas.
Use Cases
Stop complex fraud patterns across many dimensions.
Oscilar's Cognitive Identity Intelligence Platform is already protecting some of the most sophisticated digital businesses across a range of areas.
Use Cases
Stop complex fraud patterns across many dimensions.
Oscilar's Cognitive Identity Intelligence Platform is already protecting some of the most sophisticated digital businesses across a range of areas.
Use Cases
Stop complex fraud patterns across many dimensions.
Oscilar's Cognitive Identity Intelligence Platform is already protecting some of the most sophisticated digital businesses across a range of areas.
Use Cases
Stop complex fraud patterns across many dimensions.
Oscilar's Cognitive Identity Intelligence Platform is already protecting some of the most sophisticated digital businesses across a range of areas.
Bot Prevention and Management
KYC
Account Takeover
Account Sharing
Payment Fraud
AML
API Defense
Compute Abuse
New Account Security
Account Sharing

"At Happy Money, protecting applicants from fraud while maintaining a simple, transparent experience for our more than 300,000 members is essential to our mission of empowering people to achieve their goals through responsible lending. Oscilar's Cognitive Identity Intelligence Platform helps us achieve this balance. Their advanced security-aware SDK passively monitors thousands of cognitive signatures to detect suspicious patterns during loan applications and account management, without adding unnecessary friction. By catching sophisticated synthetic identities and fraud attempts without impacting legitimate applicants, Oscilar helps us maintain trust and safeguard the capital we lend to support stronger, financially healthy futures."
Angela Kernell
Manager, Fraud Operations


"At Happy Money, protecting applicants from fraud while maintaining a simple, transparent experience for our more than 300,000 members is essential to our mission of empowering people to achieve their goals through responsible lending. Oscilar's Cognitive Identity Intelligence Platform helps us achieve this balance. Their advanced security-aware SDK passively monitors thousands of cognitive signatures to detect suspicious patterns during loan applications and account management, without adding unnecessary friction. By catching sophisticated synthetic identities and fraud attempts without impacting legitimate applicants, Oscilar helps us maintain trust and safeguard the capital we lend to support stronger, financially healthy futures."
Angela Kernell
Manager, Fraud Operations


"At Happy Money, protecting applicants from fraud while maintaining a simple, transparent experience for our more than 300,000 members is essential to our mission of empowering people to achieve their goals through responsible lending. Oscilar's Cognitive Identity Intelligence Platform helps us achieve this balance. Their advanced security-aware SDK passively monitors thousands of cognitive signatures to detect suspicious patterns during loan applications and account management, without adding unnecessary friction. By catching sophisticated synthetic identities and fraud attempts without impacting legitimate applicants, Oscilar helps us maintain trust and safeguard the capital we lend to support stronger, financially healthy futures."
Angela Kernell
Manager, Fraud Operations


"At Happy Money, protecting applicants from fraud while maintaining a simple, transparent experience for our more than 300,000 members is essential to our mission of empowering people to achieve their goals through responsible lending. Oscilar's Cognitive Identity Intelligence Platform helps us achieve this balance. Their advanced security-aware SDK passively monitors thousands of cognitive signatures to detect suspicious patterns during loan applications and account management, without adding unnecessary friction. By catching sophisticated synthetic identities and fraud attempts without impacting legitimate applicants, Oscilar helps us maintain trust and safeguard the capital we lend to support stronger, financially healthy futures."
Angela Kernell
Manager, Fraud Operations


"At Happy Money, protecting applicants from fraud while maintaining a simple, transparent experience for our more than 300,000 members is essential to our mission of empowering people to achieve their goals through responsible lending. Oscilar's Cognitive Identity Intelligence Platform helps us achieve this balance. Their advanced security-aware SDK passively monitors thousands of cognitive signatures to detect suspicious patterns during loan applications and account management, without adding unnecessary friction. By catching sophisticated synthetic identities and fraud attempts without impacting legitimate applicants, Oscilar helps us maintain trust and safeguard the capital we lend to support stronger, financially healthy futures."
Angela Kernell
Manager, Fraud Operations

impact
Improve your user’s experience, and your bottom line.
Stop losing genuine customers to overly aggressive fraud prevention. Oscilar’s Cognitive Identity Intelligence Platform works silently in the background, analyzing thousands of behavioral signals to recognize trusted users instantly while maintaining strong security against real threats.
impact
Improve your user’s experience, and your bottom line.
Stop losing genuine customers to overly aggressive fraud prevention. Oscilar’s Cognitive Identity Intelligence Platform works silently in the background, analyzing thousands of behavioral signals to recognize trusted users instantly while maintaining strong security against real threats.
impact
Improve your user’s experience, and your bottom line.
Stop losing genuine customers to overly aggressive fraud prevention. Oscilar’s Cognitive Identity Intelligence Platform works silently in the background, analyzing thousands of behavioral signals to recognize trusted users instantly while maintaining strong security against real threats.
impact
Improve your user’s experience, and your bottom line.
Stop losing genuine customers to overly aggressive fraud prevention. Oscilar’s Cognitive Identity Intelligence Platform works silently in the background, analyzing thousands of behavioral signals to recognize trusted users instantly while maintaining strong security against real threats.
impact
Improve your user’s experience, and your bottom line.
Stop losing genuine customers to overly aggressive fraud prevention. Oscilar’s Cognitive Identity Intelligence Platform works silently in the background, analyzing thousands of behavioral signals to recognize trusted users instantly while maintaining strong security against real threats.

Reduce Cart Abandonment
Dynamic risk scoring eliminates unnecessary verification steps at checkout, reducing cart abandonment. Let good customers complete purchases instantly while maintaining protection against fraudulent transactions.

Reduce Cart Abandonment
Dynamic risk scoring eliminates unnecessary verification steps at checkout, reducing cart abandonment. Let good customers complete purchases instantly while maintaining protection against fraudulent transactions.

Reduce Cart Abandonment
Dynamic risk scoring eliminates unnecessary verification steps at checkout, reducing cart abandonment. Let good customers complete purchases instantly while maintaining protection against fraudulent transactions.

Reduce Cart Abandonment
Dynamic risk scoring eliminates unnecessary verification steps at checkout, reducing cart abandonment. Let good customers complete purchases instantly while maintaining protection against fraudulent transactions.

Reduce Cart Abandonment
Dynamic risk scoring eliminates unnecessary verification steps at checkout, reducing cart abandonment. Let good customers complete purchases instantly while maintaining protection against fraudulent transactions.

Enable Instant Access
Automatically recognize and fast-track trusted users and devices. Remove friction for legitimate customers by eliminating unnecessary security challenges while maintaining strong protection where it matters.

Enable Instant Access
Automatically recognize and fast-track trusted users and devices. Remove friction for legitimate customers by eliminating unnecessary security challenges while maintaining strong protection where it matters.

Enable Instant Access
Automatically recognize and fast-track trusted users and devices. Remove friction for legitimate customers by eliminating unnecessary security challenges while maintaining strong protection where it matters.

Enable Instant Access
Automatically recognize and fast-track trusted users and devices. Remove friction for legitimate customers by eliminating unnecessary security challenges while maintaining strong protection where it matters.

Enable Instant Access
Automatically recognize and fast-track trusted users and devices. Remove friction for legitimate customers by eliminating unnecessary security challenges while maintaining strong protection where it matters.

Reward Customer Loyalty
Build customer trust by offering higher limits and instant approvals to proven users. Our intelligent system learns customer patterns over time, enabling you to provide VIP experiences without compromising security.

Reward Customer Loyalty
Build customer trust by offering higher limits and instant approvals to proven users. Our intelligent system learns customer patterns over time, enabling you to provide VIP experiences without compromising security.

Reward Customer Loyalty
Build customer trust by offering higher limits and instant approvals to proven users. Our intelligent system learns customer patterns over time, enabling you to provide VIP experiences without compromising security.

Reward Customer Loyalty
Build customer trust by offering higher limits and instant approvals to proven users. Our intelligent system learns customer patterns over time, enabling you to provide VIP experiences without compromising security.

Reward Customer Loyalty
Build customer trust by offering higher limits and instant approvals to proven users. Our intelligent system learns customer patterns over time, enabling you to provide VIP experiences without compromising security.
BankCo
Login
workemail@acme.com
•••••••••••••••
Continue
Forgot your password? Reset
Proxy IP


Distant time zone


Emulated device


Approve
Decision
Allow + continue monitoring
Decision
Step-up Login (MFA)
High Risk
Decision
Reset password + text customer
Decline
BankCo
Login
workemail@acme.com
•••••••••••••••
Continue
Forgot your password? Reset

Proxy IP

Distant time zone

Emulated device
Approve
High Risk
Decline
Decision
Allow + continue monitoring
Decision
Step-up Login (MFA)
Decision
Reset password + text customer
BankCo
Login
workemail@acme.com
•••••••••••••••
Continue
Forgot your password? Reset


Proxy IP


Distant time zone


Emulated device
Approve
High Risk
Decline
Decision
Allow + continue monitoring
Decision
Step-up Login (MFA)
Decision
Reset password + text customer
Implementation
Get started in minutes: enterprise security made simple.
Deploy enterprise-grade fraud prevention in days, not months. Our lightweight SDK requires just one line of code to get started, with pre-built connectors and flexible APIs that adapt to your needs. Most clients begin seeing actionable insights within hours of deployment, backed by 24/7 expert support and continuous optimization.
Implementation
Get started in minutes: enterprise security made simple.
Deploy enterprise-grade fraud prevention in days, not months. Our lightweight SDK requires just one line of code to get started, with pre-built connectors and flexible APIs that adapt to your needs. Most clients begin seeing actionable insights within hours of deployment, backed by 24/7 expert support and continuous optimization.
Implementation
Get started in minutes: enterprise security made simple.
Deploy enterprise-grade fraud prevention in days, not months. Our lightweight SDK requires just one line of code to get started, with pre-built connectors and flexible APIs that adapt to your needs. Most clients begin seeing actionable insights within hours of deployment, backed by 24/7 expert support and continuous optimization.
Implementation
Get started in minutes: enterprise security made simple.
Deploy enterprise-grade fraud prevention in days, not months. Our lightweight SDK requires just one line of code to get started, with pre-built connectors and flexible APIs that adapt to your needs. Most clients begin seeing actionable insights within hours of deployment, backed by 24/7 expert support and continuous optimization.
Implementation
Get started in minutes: enterprise security made simple.
Deploy enterprise-grade fraud prevention in days, not months. Our lightweight SDK requires just one line of code to get started, with pre-built connectors and flexible APIs that adapt to your needs. Most clients begin seeing actionable insights within hours of deployment, backed by 24/7 expert support and continuous optimization.
Reduce Cart Abandonment
Reduce Cart Abandonment
Reduce Cart Abandonment
Reduce Cart Abandonment
Reduce Cart Abandonment
One-line SDK integration for web and mobile applications
Cloud-native architecture that works with your existing infrastructure
Pre-built platform connectors for major fraud prevention platforms
Flexible APIs for seamless implementation
One-line SDK integration for web and mobile applications
Cloud-native architecture that works with your existing infrastructure
Pre-built platform connectors for major fraud prevention platforms
Flexible APIs for seamless implementation
One-line SDK integration for web and mobile applications
Cloud-native architecture that works with your existing infrastructure
Pre-built platform connectors for major fraud prevention platforms
Flexible APIs for seamless implementation
One-line SDK integration for web and mobile applications
Cloud-native architecture that works with your existing infrastructure
Pre-built platform connectors for major fraud prevention platforms
Flexible APIs for seamless implementation
One-line SDK integration for web and mobile applications
Cloud-native architecture that works with your existing infrastructure
Pre-built platform connectors for major fraud prevention platforms
Flexible APIs for seamless implementation
Immediate Impact
Immediate Impact
Immediate Impact
Immediate Impact
Immediate Impact
Same-day actionable insights
Real-time protection against current and emerging threats
Continuous learning tailored to your user patterns and attack vectors
Progressive enhancement of security measures based on risk profile
Same-day actionable insights
Real-time protection against current and emerging threats
Continuous learning tailored to your user patterns and attack vectors
Progressive enhancement of security measures based on risk profile
Same-day actionable insights
Real-time protection against current and emerging threats
Continuous learning tailored to your user patterns and attack vectors
Progressive enhancement of security measures based on risk profile
Same-day actionable insights
Real-time protection against current and emerging threats
Continuous learning tailored to your user patterns and attack vectors
Progressive enhancement of security measures based on risk profile
Same-day actionable insights
Real-time protection against current and emerging threats
Continuous learning tailored to your user patterns and attack vectors
Progressive enhancement of security measures based on risk profile
Expert Support
Expert Support
Expert Support
Expert Support
Expert Support
Dedicated implementation team
24/7 technical assistance
Threat intelligence updates
Optimization consulting
Dedicated implementation team
24/7 technical assistance
Threat intelligence updates
Optimization consulting
Dedicated implementation team
24/7 technical assistance
Threat intelligence updates
Optimization consulting
Dedicated implementation team
24/7 technical assistance
Threat intelligence updates
Optimization consulting
Dedicated implementation team
24/7 technical assistance
Threat intelligence updates
Optimization consulting

See Oscilar in action.
Platform


See Oscilar in action.
Platform


See Oscilar in action.
Platform


See Oscilar in action.
Platform


See Oscilar in action.
Platform
