portfolio monitoring
Proactive portfolio monitoring with AI.
Empower your risk and credit teams to operate autonomously, prevent defaults, improve repayment rates, and increase upsells.
Trusted by leading
banks and fintechs
->
portfolio monitoring
Proactive portfolio monitoring with AI.
Empower your risk and credit teams to operate autonomously, prevent defaults, improve repayment rates, and increase upsells.

Trusted by leading banks and fintechs
portfolio monitoring
Proactive portfolio monitoring with AI.
Empower your risk and credit teams to operate autonomously, prevent defaults, improve repayment rates, and increase upsells.

Trusted by leading
banks and fintechs
->
portfolio monitoring
Proactive portfolio monitoring with AI.
Empower your risk and credit teams to operate autonomously, prevent defaults, improve repayment rates, and increase upsells.
Trusted by leading
banks and fintechs
->
Features
Make smarter and more accurate monitoring decisions.
Features
Make smarter and more accurate monitoring decisions.
Features
Make smarter and more accurate monitoring decisions.
Features
Make smarter and more accurate monitoring decisions.
proactive intervention
Increase repayment rates and prevent defaults before they happen.

AI-Powered Workflow Creation
Describe your portfolio monitoring strategies in natural language and watch them come to life, tailored for various scenarios.

Tailored Credit Limits
Automatically adjust credit limits to optimize repayment rates.

Early Delinquency Warning
Identify accounts at risk of default before they miss a payment, enabling proactive intervention.
proactive intervention
Increase repayment rates and prevent defaults before they happen.

AI-Powered Workflow Creation
Describe your portfolio monitoring strategies in natural language and watch them come to life, tailored for various scenarios.

Tailored Credit Limits
Automatically adjust credit limits to optimize repayment rates.

Early Delinquency Warning
Identify accounts at risk of default before they miss a payment, enabling proactive intervention.
proactive intervention
Increase repayment rates and prevent defaults before they happen.

AI-Powered Workflow Creation
Describe your portfolio monitoring strategies in natural language and watch them come to life, tailored for various scenarios.

Tailored Credit Limits
Automatically adjust credit limits to optimize repayment rates.

Early Delinquency Warning
Identify accounts at risk of default before they miss a payment, enabling proactive intervention.
proactive intervention
Increase repayment rates and prevent defaults before they happen.

AI-Powered Workflow Creation
Describe your portfolio monitoring strategies in natural language and watch them come to life, tailored for various scenarios.

Tailored Credit Limits
Automatically adjust credit limits to optimize repayment rates.

Early Delinquency Warning
Identify accounts at risk of default before they miss a payment, enabling proactive intervention.








customer personalization
Build effective upsell workflows and strategies.

Intelligent Scoring and Recommendations
Leverage Oscilar AI to identify prime customers to upsell and cross-sell, taking into account behavior, ability to pay, and intent to pay.

Personalized Outreach
Design intelligent offer generation and outbound messaging workflows that adapt to each customer's context and behavior.
customer personalization
Build effective upsell workflows and strategies.

Intelligent Scoring and Recommendations
Leverage Oscilar AI to identify prime customers to upsell and cross-sell, taking into account behavior, ability to pay, and intent to pay.

Personalized Outreach
Design intelligent offer generation and outbound messaging workflows that adapt to each customer's context and behavior.
customer personalization
Build effective upsell workflows and strategies.

Intelligent Scoring and Recommendations
Leverage Oscilar AI to identify prime customers to upsell and cross-sell, taking into account behavior, ability to pay, and intent to pay.

Personalized Outreach
Design intelligent offer generation and outbound messaging workflows that adapt to each customer's context and behavior.
customer personalization
Build effective upsell workflows and strategies.

Intelligent Scoring and Recommendations
Leverage Oscilar AI to identify prime customers to upsell and cross-sell, taking into account behavior, ability to pay, and intent to pay.

Personalized Outreach
Design intelligent offer generation and outbound messaging workflows that adapt to each customer's context and behavior.
portfolio analytics
Perform advanced AI-driven analytics on portfolio health.

Real-Time Portfolio Health
Get an ongoing understanding of your portfolio’s repayment rates, default rates, and custom KPIs.

Uncover Nuanced Trends and Patterns
Slice and dice your portfolio with smart filters and reports to find the next profit growth opportunities.
portfolio analytics
Perform advanced AI-driven analytics on portfolio health.

Real-Time Portfolio Health
Get an ongoing understanding of your portfolio’s repayment rates, default rates, and custom KPIs.

Uncover Nuanced Trends and Patterns
Slice and dice your portfolio with smart filters and reports to find the next profit growth opportunities.
portfolio analytics
Perform advanced AI-driven analytics on portfolio health.

Real-Time Portfolio Health
Get an ongoing understanding of your portfolio’s repayment rates, default rates, and custom KPIs.

Uncover Nuanced Trends and Patterns
Slice and dice your portfolio with smart filters and reports to find the next profit growth opportunities.
portfolio analytics
Perform advanced AI-driven analytics on portfolio health.

Real-Time Portfolio Health
Get an ongoing understanding of your portfolio’s repayment rates, default rates, and custom KPIs.

Uncover Nuanced Trends and Patterns
Slice and dice your portfolio with smart filters and reports to find the next profit growth opportunities.








purpose-built models
Leverage the most advanced credit ML models in the industry.

Balance Prediction & Spend Power
Predict business bank balance and spend power by leveraging cash flow data and 3rd party data.

Transaction Categorization
Categorize business transactions into custom or pre-defined categories (eg. office space, loan repayment, payroll, etc.)

Pay Prediction and Cashflow Score
Predicts the probability of customer default, taking into consideration both customers’ ability to pay and intent to pay.
purpose-built models
Leverage the most advanced credit ML models in the industry.

Balance Prediction & Spend Power
Predict business bank balance and spend power by leveraging cash flow data and 3rd party data.

Transaction Categorization
Categorize business transactions into custom or pre-defined categories (eg. office space, loan repayment, payroll, etc.)

Pay Prediction and Cashflow Score
Predicts the probability of customer default, taking into consideration both customers’ ability to pay and intent to pay.
purpose-built models
Leverage the most advanced credit ML models in the industry.

Balance Prediction & Spend Power
Predict business bank balance and spend power by leveraging cash flow data and 3rd party data.

Transaction Categorization
Categorize business transactions into custom or pre-defined categories (eg. office space, loan repayment, payroll, etc.)

Pay Prediction and Cashflow Score
Predicts the probability of customer default, taking into consideration both customers’ ability to pay and intent to pay.
purpose-built models
Leverage the most advanced credit ML models in the industry.

Balance Prediction & Spend Power
Predict business bank balance and spend power by leveraging cash flow data and 3rd party data.

Transaction Categorization
Categorize business transactions into custom or pre-defined categories (eg. office space, loan repayment, payroll, etc.)

Pay Prediction and Cashflow Score
Predicts the probability of customer default, taking into consideration both customers’ ability to pay and intent to pay.
powerful integrations
Orchestrate data and services from different providers for a 360° view of users and simpler collections.

One-Click Connection
Connect your own databases in one click with our powerful and automated database ingestion system.

Oscilar Marketplace
Seamlessly connect to 3rd party data sources by leveraging our 80+ partner marketplace.
powerful integrations
Orchestrate data and services from different providers for a 360° view of users and simpler collections.

One-Click Connection
Connect your own databases in one click with our powerful and automated database ingestion system.

Oscilar Marketplace
Seamlessly connect to 3rd party data sources by leveraging our 80+ partner marketplace.
powerful integrations
Orchestrate data and services from different providers for a 360° view of users and simpler collections.

One-Click Connection
Connect your own databases in one click with our powerful and automated database ingestion system.

Oscilar Marketplace
Seamlessly connect to 3rd party data sources by leveraging our 80+ partner marketplace.
powerful integrations
Orchestrate data and services from different providers for a 360° view of users and simpler collections.

One-Click Connection
Connect your own databases in one click with our powerful and automated database ingestion system.

Oscilar Marketplace
Seamlessly connect to 3rd party data sources by leveraging our 80+ partner marketplace.








testing and validation
Increase approval rates without increasing risk.

Backtest Historical Data
Run backtests in one click to validate new portfolio monitoring strategies with historical data before deploying them.

A/B Test Easily
Test portfolio strategy performance change on multiple versions with a single click.

Monitor Preferred KPIs
Manage approval rates, default rates and your own custom KPIs with a strong analytics suite.
testing and validation
Increase approval rates without increasing risk.

Backtest Historical Data
Run backtests in one click to validate new portfolio monitoring strategies with historical data before deploying them.

A/B Test Easily
Test portfolio strategy performance change on multiple versions with a single click.

Monitor Preferred KPIs
Manage approval rates, default rates and your own custom KPIs with a strong analytics suite.
testing and validation
Increase approval rates without increasing risk.

Backtest Historical Data
Run backtests in one click to validate new portfolio monitoring strategies with historical data before deploying them.

A/B Test Easily
Test portfolio strategy performance change on multiple versions with a single click.

Monitor Preferred KPIs
Manage approval rates, default rates and your own custom KPIs with a strong analytics suite.
testing and validation
Increase approval rates without increasing risk.

Backtest Historical Data
Run backtests in one click to validate new portfolio monitoring strategies with historical data before deploying them.

A/B Test Easily
Test portfolio strategy performance change on multiple versions with a single click.

Monitor Preferred KPIs
Manage approval rates, default rates and your own custom KPIs with a strong analytics suite.

See Oscilar in action.
Platform


See Oscilar in action.
Platform


See Oscilar in action.
Platform


See Oscilar in action.
Platform


See Oscilar in action.
Platform
