Oscilar, a leading provider of AI Risk Decisioning™ platform, is pleased to announce a strategic partnership with Brightlane, a management consulting and strategy firm specializing in financial services advisory. This collaboration brings together Oscilar's advanced AI-powered risk decisioning technology with Brightlane's deep regulatory expertise to deliver comprehensive risk management solutions for financial institutions and financial technology companies across the United States.

"Today's financial institutions and fintechs need both sophisticated AI technology and specialized regulatory expertise to effectively navigate complex compliance landscapes," explained Neha Narkhede, Co-Founder & CEO of Oscilar. "By partnering with Brightlane, we're integrating our AI Risk Decisioning™ Platform with their industry-leading advisory services to create solutions that empower organizations to innovate while maintaining regulatory compliance."

Combining AI-Powered Risk Decisioning with Regulatory Expertise

This partnership integrates Oscilar's sophisticated AI Risk Decisioning™ Platform with Brightlane's extensive experience in regulatory compliance and financial services consulting. By leveraging Brightlane's deep industry knowledge and Oscilar's advanced risk assessment capabilities, the partnership delivers enhanced solutions that protect financial institutions and fintechs from compliance risks while enabling faster, more efficient innovation cycles.

Organizations can now benefit from Brightlane's regulatory expertise implemented through Oscilar's no-code AI platform, enabling more effective risk management across the entire customer lifecycle.

Key Features and Benefits of the Partnership

• AI-Powered Regulatory Compliance: The integration combines Brightlane's deep regulatory expertise with Oscilar's AI Risk Decisioning™ Platform, enabling financial institutions to automate compliance processes while maintaining the highest standards of regulatory adherence.

• Accelerated De Novo Bank Formation: Financial groups seeking to establish new banking institutions benefit from streamlined charter approval processes, leveraging Oscilar's data analytics capabilities alongside Brightlane's experience in successfully guiding over 100 new bank formations.

• Enhanced Third-Party Risk Management: Organizations gain comprehensive tools for assessing, onboarding, and monitoring fintech partnerships, combining Brightlane's due diligence frameworks with Oscilar's real-time risk monitoring to reduce exposure while enabling innovation.

• Strategic Innovation Roadmaps: The partnership delivers customized technology and compliance strategies that help financial institutions leverage AI advancements while navigating complex regulatory environments, creating clear pathways for sustainable growth and competitive advantage.

"We're excited to partner with Oscilar to bring our regulatory expertise and strategic advisory services to their innovative AI Risk Decisioning Platform," said Chris Johnson, CEO & Managing Partner at Brightlane. "This partnership enables banks, fintechs, and consumer lenders to implement sophisticated risk management strategies through Oscilar's advanced technology framework. Together, we're helping organizations navigate complex regulatory landscapes while accelerating innovation and growth."

About Oscilar

Based in Palo Alto, California, Oscilar is the leading provider of AI Risk Decisioning solutions, empowering financial institutions to manage fraud, credit, and compliance risks effectively. At the heart of Oscilar's offerings is a no-code, AI Risk Decisioning™ Platform that analyzes vast amounts of data in real-time, identifying patterns and anomalies to detect fraud, optimize credit assessments, and ensure regulatory compliance. Developed by the team behind industry-leading risk management platforms at companies like Google, Facebook, Uber, Citi and JPMC, Oscilar's solution enhances decision-making speed and accuracy, ensuring high security and regulatory compliance. Oscilar serves a broad array of organizations, including fintechs, banks, credit unions, and financial institutions, helping them navigate complex risk landscapes with confidence and stay ahead in the rapidly evolving financial services ecosystem.

About Brightlane

Brightlane is a management consulting and strategy firm based in Atlanta that provides value-added advisory services to banks, fintechs and consumer lenders. Formed in 2025 by fintech executives, compliance experts, and regulatory examiners, the firm brings over 40 years of industry experience to help partners navigate the complex financial landscape. Brightlane offers comprehensive services including De Novo Bank Formation, Compliance & Risk Management, Fintech Partnerships, Licensing Management, and Operational & Strategic Planning. Their team has built banks and fintechs from the ground up, providing strategic guidance across the enterprise every step of the way. Using modern AI-tools and inserting professional experts in the loop, Brightlane expedites remedial tasks and automates processes, while sacrificing zero quality. The company's mission is to empower banks and fintechs to navigate regulatory complexities efficiently by leveraging the synergy of cutting-edge AI and seasoned expertise for successful business outcomes.