Oscilar, a leading provider of AI Risk Decisioning™ platform, is pleased to announce a strategic partnership with GrailPay, the authorization and confidence layer for bank payments data. This collaboration brings together Oscilar's advanced AI-powered risk decisioning technology with GrailPay's modern bank account intelligence to deliver comprehensive risk management solutions for financial institutions and financial technology companies across the United States.
"Today’s financial institutions and fintechs need both sophisticated AI technology and specialized payment infrastructure to effectively enhance the payment experience and reduce returns ," explained Neha Narkhede, Co-Founder & CEO of Oscilar. "By partnering with GrailPay, we're integrating our AI Risk Decisioning™ Platform with their innovative account and routing validation to create solutionsfor faster, safer money movement."
Combining AI-Powered Risk Decisioning with Bank Payment Expertise
This partnership integrates Oscilar's sophisticated AI Risk Decisioning™ Platform with GrailPay's specialized bank account validation and ACH payment infrastructure. By leveraging GrailPay's extensive data coverage and Oscilar's advanced risk assessment capabilities, the partnership delivers enhanced solutions that protect financial institutions and fintechs from billions in annual losses while enabling faster, more efficient payment flows.
Organizations can now benefit from GrailPay's machine learning-enhanced risk tools implemented through Oscilar's no-code AI platform, enabling more effective fraud prevention across the entire customer payment lifecycle.
Key Features and Benefits of the Partnership:
Comprehensive Bank Payment Security: The integration combines GrailPay's Account Intelligence and Transaction Intelligence with Oscilar's AI-powered risk assessment engine, providing holistic solutions for fraud prevention, ACH payment risk management, and regulatory compliance.
Enhanced Risk Detection: Organizations can leverage GrailPay's real-time account validation alongside Oscilar's machine learning models to detect and prevent various types of payment risk, from account opening to transaction monitoring.
"We're excited to partner with Oscilar to bring our bank account verification and transaction risk scoring to their innovative AI Risk Decisioning Platform," said Will Messina, CEO at GrailPay. "This partnership enables banks, fintechs, and any payment processor to implement sophisticated risk management strategies through Oscilar's advanced technology framework. Together, we're fighting the billions of losses in ACH payments annually while helping organizations move money faster and more securely."
About Oscilar:
Based in Palo Alto, California, Oscilar is the leading provider of AI Risk Decisioning solutions, empowering financial institutions to manage fraud, credit, and compliance risks effectively. At the heart of Oscilar's offerings is a no-code, AI Risk Decisioning™ Platform that analyzes vast amounts of data in real-time, identifying patterns and anomalies to detect fraud, optimize credit assessments, and ensure regulatory compliance. Developed by the team behind industry-leading risk management platforms at companies like Google, Facebook, Uber, Citi and JPMC, Oscilar's solution enhances decision-making speed and accuracy, ensuring high security and regulatory compliance. Oscilar serves a broad array of organizations, including fintechs, banks, credit unions, and financial institutions, helping them navigate complex risk landscapes with confidence and stay ahead in the rapidly evolving financial services ecosystem.
About GrailPay:
GrailPay is building the bank account network and authorization layer for de-risked, faster payments. The company exists to make moving money from bank account to bank account better—safer, faster, and more efficient—by offering the safest and most efficient authorization network for bank payments. GrailPay provides data-intensive, highly technical risk tools and payment processing capabilities that combat the billions in waste and fraud in ACH payments annually. Their comprehensive platform includes Account Intelligence for real-time bank account validation and Transaction Intelligence for payment risk assessment, all powered by proprietary machine learning algorithms that maximize data coverage.
