Oscilar, a leading provider of AI Risk Decisioning™ Platform, is pleased to announce a strategic partnership with Spinwheel, a real-time credit data and payments platform that transforms the consumer debt lifecycle. This collaboration marks a significant step forward in bringing advanced AI-powered decision automation to debt management and lending workflows.
"The intersection of AI-driven risk decisioning and comprehensive credit data access is crucial for modern financial institutions," explained Neha Narkhede, Co-Founder & CEO of Oscilar. "By combining Spinwheel's extensive credit APIs with Oscilar's AI Risk Decisioning™ Platform, we're creating a powerful solution that will transform how financial institutions assess risk and automate decisions across the debt lifecycle."
Integrating Industry-Leading Technologies
This partnership integrates Oscilar's advanced AI Risk Decisioning™ Platform with Spinwheel's comprehensive credit API infrastructure. By leveraging Spinwheel's real-time credit data access and payment capabilities alongside Oscilar's risk decisioning capabilities, the partnership will deliver seamless, automated workflows that optimize both the customer experience and risk assessment processes for lending and debt management use cases.
Key Features and Benefits of the Partnership:
Enhanced Debt Management Experience: The integration enables financial institutions to access verified consumer credit data and process payments while automatically feeding into Oscilar's AI-powered risk assessment engine, providing real-time decisions while maintaining a superior user experience.
Streamlined Risk Assessment: Organizations can now rapidly deploy sophisticated debt management solutions with built-in risk decisioning. Spinwheel's comprehensive credit data combined with Oscilar's natural language interface allows for quick customization of both the customer experience and decisioning criteria.
Comprehensive Integration Suite: Organizations can leverage Spinwheel's extensive credit APIs and payment processing capabilities while seamlessly incorporating Oscilar's advanced risk decisioning throughout the workflow.
"We're excited to partner with Oscilar to marry their AI-driven risk management solutions with our industry-leading credit data and payment capabilities," said Tomas Campos, Co-Founder & CEO at Spinwheel. "This partnership enables clients to build highly customized debt management experiences while leveraging Oscilar's sophisticated risk decisioning capabilities. Together, we're setting a new standard for modern financial technology that helps improve consumer credit in the United States."
About Oscilar:
Based in Palo Alto, California, Oscilar is the leading provider of AI Risk Decisioning solutions, empowering financial institutions to manage fraud, credit, and compliance risks effectively. At the heart of Oscilar's offerings is a no-code, AI Risk Decisioning™ Platform that analyzes vast amounts of data in real-time, identifying patterns and anomalies to detect fraud, optimize credit assessments, and ensure regulatory compliance. Developed by the team behind industry-leading risk management platforms at companies like Google, Facebook, Uber, Citi and JPMC, Oscilar's solution enhances decision-making speed and accuracy, ensuring high security and regulatory compliance. Oscilar serves a broad array of organizations, including fintechs, banks, credit unions, and financial institutions, helping them navigate complex risk landscapes with confidence and stay ahead in the rapidly evolving financial services ecosystem.
About Spinwheel:
Spinwheel is the leading provider of credit APIs and drop-in modules that enable hundreds of apps and services to unlock intelligent debt solutions. Their platform provides core infrastructure that popular apps and services can use to embed the payment, management, and application of loans. Through their comprehensive suite of 1-Click Solutions, Spinwheel delivers verified consumer data and payment capabilities across all major debt categories, including student loans, credit cards, personal loans, mortgage loans, auto loans, and buy now pay later services. By eliminating friction and improving data accuracy, Spinwheel helps to alleviate the inefficiencies and increase access to consumer credit.
