Identity & Onboarding

What is biometric authentication?

A security method that uses unique biological characteristics—such as fingerprints, facial geometry, iris patterns, or voiceprints—to verify a user’s identity. In financial services, biometric authentication adds a strong layer of security to account access, transaction authorization, and identity verification. When combined with liveness detection, it helps prevent spoofing attacks using photos, masks, or deepfakes.

How it works

Example: A mobile banking app requires facial recognition with liveness detection (requiring the user to blink and turn their head) before authorizing any wire transfer above $1,000, preventing both unauthorized access and deepfake attacks.