OSCILAR AI
The Risk Copilot That Speaks Your Language.
Oscilar AI is your everyday sidekick built to help manage every aspect of your risk ops.
OSCILAR AI
The Risk Copilot That Speaks Your Language.
Oscilar AI is your everyday sidekick built to help manage every aspect of your risk ops.
OSCILAR AI
The Risk Copilot That Speaks Your Language.
Oscilar AI is your everyday sidekick built to help manage every aspect of your risk ops.
OSCILAR AI
The Risk Copilot That Speaks Your Language.
Oscilar AI is your everyday sidekick built to help manage every aspect of your risk ops.
Trusted by institutions building next-gen finance
Trusted by institutions building next-gen finance
Trusted by institutions building next-gen finance
Trusted by institutions building next-gen finance
Oscilar AI transforms complex risk decisioning into natural conversations. From "show me high-risk patterns" to "optimize my fraud rules," our AI agents work alongside your team to detect threats faster, reduce false positives, and scale your risk operations.
The most advanced copilot for risk professionals.
Oscilar AI empowers fraud, compliance, and credit teams with agentic intelligence. Make every risk decision with confidence.
The most advanced copilot for risk professionals.
Oscilar AI empowers fraud, compliance, and credit teams with agentic intelligence. Make every risk decision with confidence.
The most advanced copilot for risk professionals.
Oscilar AI empowers fraud, compliance, and credit teams with agentic intelligence. Make every risk decision with confidence.
The most advanced copilot for risk professionals.
Oscilar AI empowers fraud, compliance, and credit teams with agentic intelligence. Make every risk decision with confidence.
10x Faster Risk Ops
Stop drowning in manual reviews. Our AI agents autonomously investigate alerts, generate risk narratives, and surface hidden patterns across millions of data points. Reduce investigation time from hours to minutes so your team can focus on strategic decisions.
Precision at Scale
Deploy specialized AI agents that understand your unique risk landscape. From payment fraud to AML compliance, each agent continuously learns from your data to deliver increasingly accurate decisions while adapting to emerging threats in real-time.
Precision at Scale
Deploy specialized AI agents that understand your unique risk landscape. From payment fraud to AML compliance, each agent continuously learns from your data to deliver increasingly accurate decisions while adapting to emerging threats in real-time.
Precision at Scale
Deploy specialized AI agents that understand your unique risk landscape. From payment fraud to AML compliance, each agent continuously learns from your data to deliver increasingly accurate decisions while adapting to emerging threats in real-time.
AI You Can Trust
Every AI decision comes with clear explanations and full audit trails. Our bounded, goal-based approach ensures human oversight at critical points, while governance frameworks maintain regulatory compliance and prevent bias.
AI You Can Trust
Every AI decision comes with clear explanations and full audit trails. Our bounded, goal-based approach ensures human oversight at critical points, while governance frameworks maintain regulatory compliance and prevent bias.
AI You Can Trust
Every AI decision comes with clear explanations and full audit trails. Our bounded, goal-based approach ensures human oversight at critical points, while governance frameworks maintain regulatory compliance and prevent bias.
Meet your team of AI risk experts.
Oscilar's AI Agents work 24/7 alongside your team, each specializing in critical risk domains. Unlike traditional automation, our agents understand context, adapt to emerging patterns, and make intelligent decisions while keeping humans in control of what matters most.
Meet your team of AI risk experts.
Oscilar's AI Agents work 24/7 alongside your team, each specializing in critical risk domains. Unlike traditional automation, our agents understand context, adapt to emerging patterns, and make intelligent decisions while keeping humans in control of what matters most.
Meet your team of AI risk experts.
Oscilar's AI Agents work 24/7 alongside your team, each specializing in critical risk domains. Unlike traditional automation, our agents understand context, adapt to emerging patterns, and make intelligent decisions while keeping humans in control of what matters most.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AML Investigation Agent
Transforms hours of manual alert review into minutes. Analyzes transaction patterns, entity relationships, and historical behavior to identify true suspicious activity—helping investigators focus on the 24% of alerts that actually matter.
Rule Recommendation Agent
Your optimization copilot that continuously analyzes rule performance, suggests threshold adjustments, identifies redundant rules, and recommends new patterns to catch—all backed by data-driven impact analysis.
Payment Fraud Agent
Dynamically scores transactions in real-time by analyzing velocity patterns, device fingerprints, and behavioral signals. Catches sophisticated fraud that rules miss while reducing false positives by 40%.
Account Takeover Agent
Continuously monitors login behaviors and session anomalies to prevent unauthorized access. Automatically triggers step-up authentication when risk exceeds thresholds, protecting accounts without disrupting legitimate users.
Identity Verification Agent
Orchestrates KYC workflows by intelligently selecting verification methods based on risk signals. Knows when to trigger document checks, biometric validation, or database queries—streamlining onboarding while maintaining compliance.
Network Intelligence Agent
Maps hidden connections between accounts, devices, and entities to expose organized fraud rings. Uses graph analysis to identify suspicious clusters that individual transaction monitoring would miss.
Credit Underwriting Agent
Predicts repayment risks before they materialize, recommending personalized credit terms and collection strategies. Helps you approve more good customers while reducing default rates.
AI that works for you.
Oscilar AI empowers fraud, compliance, and credit teams with agentic intelligence. Make every risk decision with confidence.
AI that works for you.
Oscilar AI empowers fraud, compliance, and credit teams with agentic intelligence. Make every risk decision with confidence.
AI that works for you.
Oscilar AI empowers fraud, compliance, and credit teams with agentic intelligence. Make every risk decision with confidence.
AI that works for you.
Oscilar AI empowers fraud, compliance, and credit teams with agentic intelligence. Make every risk decision with confidence.
AI Analytics
Workflow Copilot
Case Management
Expression Gen
Transform questions into insights instantly.
Ask "What are my top 5 fraud patterns this week?" or "Can I approve more loans without increasing risk?" and get interactive dashboards, trend analyses, and actionable recommendations—all generated on the fly.
Brandon P.
What trends are we seeing in transaction decline rate, and what are the top reasons for decline in September?
Oscilar AI
Here's a summary of declines by reason per month.
Reason
% of Declines
Device Affinity
34.2%
High-Risk Inactive Bank Cards
26.8%
New Account Fast Risk Purchase
16.1%
Other
9.3%
AI Analytics
Workflow Copilot
Case Management
Expression Gen
Transform questions into insights instantly.
Ask "What are my top 5 fraud patterns this week?" or "Can I approve more loans without increasing risk?" and get interactive dashboards, trend analyses, and actionable recommendations—all generated on the fly.
Brandon P.
What trends are we seeing in transaction decline rate, and what are the top reasons for decline in September?
Oscilar AI
Here's a summary of declines by reason per month.
Reason
% of Declines
Device Affinity
34.2%
High-Risk Inactive Bank Cards
26.8%
New Account Fast Risk Purchase
16.1%
Other
9.3%
AI Analytics
Workflow Copilot
Case Management
Expression Gen
Transform questions into insights instantly.
Ask "What are my top 5 fraud patterns this week?" or "Can I approve more loans without increasing risk?" and get interactive dashboards, trend analyses, and actionable recommendations—all generated on the fly.
Brandon P.
What trends are we seeing in transaction decline rate, and what are the top reasons for decline in September?
Oscilar AI
Here's a summary of declines by reason per month.
Reason
% of Declines
Device Affinity
34.2%
High-Risk Inactive Bank Cards
26.8%
New Account Fast Risk Purchase
16.1%
Other
9.3%
AI Analytics
Workflow Copilot
Case Management
Expression Gen
Transform questions into insights instantly.
Ask "What are my top 5 fraud patterns this week?" or "Can I approve more loans without increasing risk?" and get interactive dashboards, trend analyses, and actionable recommendations—all generated on the fly.
Brandon P.
What trends are we seeing in transaction decline rate, and what are the top reasons for decline in September?
Oscilar AI
Here's a summary of declines by reason per month.
Reason
% of Declines
Device Affinity
34.2%
High-Risk Inactive Bank Cards
26.8%
New Account Fast Risk Purchase
16.1%
Other
9.3%
Features built to help take the busywork out of work.
Features built to help take the busywork out of work.
AML Alert Triage
Reduce L1/L2 review time by intelligently prioritizing alerts and providing instant red flag analysis with investigation narratives.
Rule Recommendations
Continuously analyze rule performance and suggests optimizations to reduce false positives while maintaining detection rates.
Behavioral Analysis
Establish baseline patterns for each customer and flag anomalies that indicate account takeover or emerging fraud.
SAR/CTR Filing
Automate regulatory report generation and submission while ensuring compliance with jurisdiction-specific requirements.
Dispute Management
Streamline investigation workflows by automatically gathering evidence and suggesting resolution paths based on historical patterns.
Docs Agent
Instant answers about Oscilar's capabilities, best practices, and implementation guidance—like having a solutions architect on demand.
Explainability Trails
Every decision comes with stored reasoning for audit and compliance.
Adaptive Feedback
Receive real-time coaching on prompts and rule design to craft more effective workflows.
Reverse Engineering Defense
Built-in safeguards prevent system manipulation or misuse.
Foundational tuned models.
High-performance AI models and data features combine domain-specific fraud intelligence with institution-level optimization. Unlike generic consortium models, Foundational Tuned Models are fine-tuned using your unique transaction data, fraud signals, and payment behaviors.
Foundational tuned models.
High-performance AI models and data features combine domain-specific fraud intelligence with institution-level optimization. Unlike generic consortium models, Foundational Tuned Models are fine-tuned using your unique transaction data, fraud signals, and payment behaviors.
Foundational tuned models.
High-performance AI models and data features combine domain-specific fraud intelligence with institution-level optimization. Unlike generic consortium models, Foundational Tuned Models are fine-tuned using your unique transaction data, fraud signals, and payment behaviors.
Foundational tuned models.
High-performance AI models and data features combine domain-specific fraud intelligence with institution-level optimization. Unlike generic consortium models, Foundational Tuned Models are fine-tuned using your unique transaction data, fraud signals, and payment behaviors.
Faster Model
Re-training
Continuously updated with customer-specific fraud typologies (e.g., ACH chargeback fraud, account takeovers, money mule detection).
Adaptive Risk
Decisioning
Leveraging supervised learning, anomaly detection, and graph-based fraud networks to detect evolving fraud tactics.
Real-Time Learning
Pipelines
Automatically refining fraud detection through live behavioral insights and fraud case feedback.
Multi-Payment-Type Precision
Optimized fraud detection across ACH, cards, wallets, SWIFT transactions, and more for higher accuracy across your payments ecosystem.
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How does Oscilar AI differ from traditional rule-based systems?
Unlike static rule engines, Oscilar AI uses bounded, goal-based agents that adapt to changing threats in real-time. Our agents can identify patterns humans might miss, suggest rule optimizations, and even predict emerging fraud tactics—all while providing clear explanations for every decision. Think of it as evolving from a checklist to having an expert risk analyst working 24/7.
How does Oscilar AI differ from traditional rule-based systems?
Unlike static rule engines, Oscilar AI uses bounded, goal-based agents that adapt to changing threats in real-time. Our agents can identify patterns humans might miss, suggest rule optimizations, and even predict emerging fraud tactics—all while providing clear explanations for every decision. Think of it as evolving from a checklist to having an expert risk analyst working 24/7.
How does Oscilar AI differ from traditional rule-based systems?
Unlike static rule engines, Oscilar AI uses bounded, goal-based agents that adapt to changing threats in real-time. Our agents can identify patterns humans might miss, suggest rule optimizations, and even predict emerging fraud tactics—all while providing clear explanations for every decision. Think of it as evolving from a checklist to having an expert risk analyst working 24/7.
How does Oscilar AI differ from traditional rule-based systems?
Unlike static rule engines, Oscilar AI uses bounded, goal-based agents that adapt to changing threats in real-time. Our agents can identify patterns humans might miss, suggest rule optimizations, and even predict emerging fraud tactics—all while providing clear explanations for every decision. Think of it as evolving from a checklist to having an expert risk analyst working 24/7.
Will AI agents make decisions without human oversight?
No. Oscilar AI operates on a "human-in-the-loop" principle. While our agents automate routine tasks and provide recommendations, critical decisions—like blocking accounts or changing risk thresholds—always require human approval. You maintain full control while benefiting from AI's speed and scale.
Will AI agents make decisions without human oversight?
No. Oscilar AI operates on a "human-in-the-loop" principle. While our agents automate routine tasks and provide recommendations, critical decisions—like blocking accounts or changing risk thresholds—always require human approval. You maintain full control while benefiting from AI's speed and scale.
Will AI agents make decisions without human oversight?
No. Oscilar AI operates on a "human-in-the-loop" principle. While our agents automate routine tasks and provide recommendations, critical decisions—like blocking accounts or changing risk thresholds—always require human approval. You maintain full control while benefiting from AI's speed and scale.
Will AI agents make decisions without human oversight?
No. Oscilar AI operates on a "human-in-the-loop" principle. While our agents automate routine tasks and provide recommendations, critical decisions—like blocking accounts or changing risk thresholds—always require human approval. You maintain full control while benefiting from AI's speed and scale.
How quickly can we implement Oscilar AI?
Most teams see value within days. Expression Generation and Workflow Copilot work immediately with your existing data. Specialized agents like AML Alert Triage typically deploy within 2-4 weeks, learning from your historical data to provide tailored insights. Our Docs Agent guides you through the entire process.
How quickly can we implement Oscilar AI?
Most teams see value within days. Expression Generation and Workflow Copilot work immediately with your existing data. Specialized agents like AML Alert Triage typically deploy within 2-4 weeks, learning from your historical data to provide tailored insights. Our Docs Agent guides you through the entire process.
How quickly can we implement Oscilar AI?
Most teams see value within days. Expression Generation and Workflow Copilot work immediately with your existing data. Specialized agents like AML Alert Triage typically deploy within 2-4 weeks, learning from your historical data to provide tailored insights. Our Docs Agent guides you through the entire process.
How quickly can we implement Oscilar AI?
Most teams see value within days. Expression Generation and Workflow Copilot work immediately with your existing data. Specialized agents like AML Alert Triage typically deploy within 2-4 weeks, learning from your historical data to provide tailored insights. Our Docs Agent guides you through the entire process.
How does Oscilar AI ensure compliance and prevent bias?
Every AI model undergoes rigorous testing for bias and disparate impact before deployment. All decisions include audit trails showing exact reasoning, data sources, and confidence levels. Our governance framework ensures changes pass through proper review channels, and we continuously monitor for model drift to maintain accuracy and fairness.
How does Oscilar AI ensure compliance and prevent bias?
Every AI model undergoes rigorous testing for bias and disparate impact before deployment. All decisions include audit trails showing exact reasoning, data sources, and confidence levels. Our governance framework ensures changes pass through proper review channels, and we continuously monitor for model drift to maintain accuracy and fairness.
How does Oscilar AI ensure compliance and prevent bias?
Every AI model undergoes rigorous testing for bias and disparate impact before deployment. All decisions include audit trails showing exact reasoning, data sources, and confidence levels. Our governance framework ensures changes pass through proper review channels, and we continuously monitor for model drift to maintain accuracy and fairness.
How does Oscilar AI ensure compliance and prevent bias?
Every AI model undergoes rigorous testing for bias and disparate impact before deployment. All decisions include audit trails showing exact reasoning, data sources, and confidence levels. Our governance framework ensures changes pass through proper review channels, and we continuously monitor for model drift to maintain accuracy and fairness.
Can Oscilar AI work with our existing tools and data?
Absolutely. Oscilar AI integrates with your current data sources, case management systems, and compliance tools. Our agents enhance rather than replace your existing infrastructure, learning from your unique data patterns while respecting your established workflows and governance processes.
Can Oscilar AI work with our existing tools and data?
Absolutely. Oscilar AI integrates with your current data sources, case management systems, and compliance tools. Our agents enhance rather than replace your existing infrastructure, learning from your unique data patterns while respecting your established workflows and governance processes.
Can Oscilar AI work with our existing tools and data?
Absolutely. Oscilar AI integrates with your current data sources, case management systems, and compliance tools. Our agents enhance rather than replace your existing infrastructure, learning from your unique data patterns while respecting your established workflows and governance processes.
Can Oscilar AI work with our existing tools and data?
Absolutely. Oscilar AI integrates with your current data sources, case management systems, and compliance tools. Our agents enhance rather than replace your existing infrastructure, learning from your unique data patterns while respecting your established workflows and governance processes.
What ROI can we expect from Oscilar AI?
While every risk team is different, customers typically see 30-50% reduction in manual review time, 25% decrease in false positives, and significantly faster rule deployment. For a mid-size financial institution, this often translates to $2-5M annual savings in operational costs while improving customer experience through reduced friction.
What ROI can we expect from Oscilar AI?
While every risk team is different, customers typically see 30-50% reduction in manual review time, 25% decrease in false positives, and significantly faster rule deployment. For a mid-size financial institution, this often translates to $2-5M annual savings in operational costs while improving customer experience through reduced friction.
What ROI can we expect from Oscilar AI?
While every risk team is different, customers typically see 30-50% reduction in manual review time, 25% decrease in false positives, and significantly faster rule deployment. For a mid-size financial institution, this often translates to $2-5M annual savings in operational costs while improving customer experience through reduced friction.
What ROI can we expect from Oscilar AI?
While every risk team is different, customers typically see 30-50% reduction in manual review time, 25% decrease in false positives, and significantly faster rule deployment. For a mid-size financial institution, this often translates to $2-5M annual savings in operational costs while improving customer experience through reduced friction.
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©2025 Oscilar, Inc. All rights reserved.
©2025 Oscilar, Inc. All rights reserved.
©2025 Oscilar, Inc. All rights reserved.
©2025 Oscilar, Inc. All rights reserved.
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©2025 Oscilar, Inc. All rights reserved.