Identity & Onboarding
What is multi-factor authentication (MFA)?
A security mechanism requiring users to provide two or more independent verification factors—something they know (password), something they have (device or token), and something they are (biometric)—before granting access. MFA significantly reduces account takeover risk by ensuring that stolen credentials alone are insufficient for unauthorized access.
How it works
Example: After entering their password, a user must approve a push notification on their registered mobile device and scan their fingerprint before a high-value transfer is authorized—combining knowledge, possession, and biometric factors.

See Oscilar in action.
©2026 Oscilar, Inc. All rights reserved.
AI Risk Decisioning™ and Oscilar™ are trademarks of Oscilar, Inc.

See Oscilar in action.
©2026 Oscilar, Inc. All rights reserved.
AI Risk Decisioning™ and Oscilar™ are trademarks of Oscilar, Inc.

See Oscilar in action.
©2026 Oscilar, Inc. All rights reserved.
AI Risk Decisioning™ and Oscilar™ are trademarks of Oscilar, Inc.

See Oscilar in action.
©2026 Oscilar, Inc. All rights reserved.
AI Risk Decisioning™ and Oscilar™ are trademarks of Oscilar, Inc.

See Oscilar in action.
©2026 Oscilar, Inc. All rights reserved.
AI Risk Decisioning™ and Oscilar™ are trademarks of Oscilar, Inc.

