Carrington Labs
Next-generation credit risk assessment and cash flow underwriting, helping lenders modernize their approach to credit and boost margins.
Data type:
Traditional credit data
Bank transaction data
Use case:
Alternative Credit Data
Cash flow and credit risk underwriting
Tags:
Credit risk
Limit and pricing recommendations
About
Carrington Labs
Carrington Labs builds cash flow underwriting models as well as tools for loan and limit sizing, limit management, and early-warning systems for banks and non-bank lenders. We use contemporary data-science techniques, machine learning, explainable AI, and alternative sources of data to help lenders modernize and optimize their decision-making processes, supporting growth and profitability — without the complex set-up. With Carrington Labs, lenders are able to set, manage, and optimize credit terms to reach more qualified customers. Working across the consumer and small-business lending space, Carrington Labs can pilot a tailored risk model for a lender in days, and onboard a lender in weeks, driving significant improvements in growth and returns.
