Mastercard Open Finance
Mastercard's open banking platform for consumer-permissioned financial data
Mastercard Finicity is a financial data aggregation and verification platform that provides consumer-permissioned access to banking data including account verification, transaction history, income reports, and asset data. With 95% US direct deposit coverage and FCRA-compliant reporting, Finicity enables banks, lenders, fintechs, and embedded finance providers to make informed credit and risk decisions using real-time financial data directly from consumer accounts.
USE Case
Credit
Onboarding
DATA SEGMENT
Permissioned Data
Onboarding
Sub-Category
Open Banking
Payroll Aggregation
MADE BY
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