Carrington Labs
Next-generation credit risk assessment and cash flow underwriting
Carrington Labs builds cash flow underwriting models as well as tools for loan and limit sizing, limit management, and early-warning systems for banks and non-bank lenders. We use contemporary data-science techniques, machine learning, explainable AI, and alternative sources of data to help lenders modernize and optimize their decision-making processes, supporting growth and profitability — without the complex set-up. With Carrington Labs, lenders are able to set, manage, and optimize credit terms to reach more qualified customers. Working across the consumer and small-business lending space, Carrington Labs can pilot a tailored risk model for a lender in days, and onboard a lender in weeks, driving significant improvements in growth and returns.
USE Case
Credit
DATA SEGMENT
Specialized Risk Sources
Sub-Category
Risk Assessment Tools
MADE BY
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Related Integrations
CRS is a tech-forward Credit Reporting Agency providing a unified API platform for credit, fraud, and compliance data. As a licensed intermediary to major credit bureaus and alternative data providers, CRS delivers scalable, compliant credit data solutions with easy API integrations for financial services companies.
Reports on banking history of individuals or businesses, risk assessment for financial institutions
Alternative credit data, credit scores and analytics
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