GraiPay’s embedded machine-learning risk analytics infrastructure safeguards ACH payments, so you can move money faster, safely. Grailpay offers a flexible and modern approach to settlement risk. We are an alternative to legacy consortia bank data and pure open banking services, providing: • Superior accuracy and precision on Account & Routing validation (>90% US DDA account coverage) • Tailored transaction confidence scores to reduce returns & failed payments • Whitelabel ACH processing or NACHA file facilitation and creation • Guaranteed ACH for instant settlement & indemnity on failure