AML & Compliance
What is ultimate beneficial owner (UBO)?
The natural person who ultimately owns or controls a legal entity, either directly or indirectly, typically defined as anyone holding 25% or more of ownership interest or exercising significant control. Identifying UBOs is a critical component of KYB and AML compliance, as complex corporate structures are frequently used to obscure the true ownership of entities involved in money laundering, sanctions evasion, or tax fraud.
How it works
Example: A compliance officer investigates a corporate client and discovers that the company is owned by a holding company in the BVI, which in turn is owned by a trust. After tracing the ownership chain, the officer identifies the UBO as an individual on the bank’s PEP list.

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Veja o Oscilar em ação.
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©2025 Oscilar. Todos os direitos reservados.
AI Risk Decisioning™ and Oscilar™ are trademarks of Oscilar, Inc.

Veja o Oscilar em ação.
Fraude
Recursos
©2025 Oscilar. Todos os direitos reservados.
AI Risk Decisioning™ and Oscilar™ are trademarks of Oscilar, Inc.

Veja o Oscilar em ação.
Fraude
Recursos
©2025 Oscilar. Todos os direitos reservados.
AI Risk Decisioning™ and Oscilar™ are trademarks of Oscilar, Inc.

Veja o Oscilar em ação.
Fraude
Recursos
©2025 Oscilar. Todos os direitos reservados.
AI Risk Decisioning™ and Oscilar™ are trademarks of Oscilar, Inc.

