Risk Decisioning for the
Risk Decisioning for
AI Era.
AI Era.
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Oscilar is an AI Risk Decisioning™ platform to manage all onboarding, fraud, credit and compliance risk.
Oscilar is an AI Risk Decisioning™ platform to manage all onboarding, fraud, credit and compliance risk.
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World-class fintechs and banks trust Oscilar
World-class fintechs and banks trust Oscilar
The most comprehensive AI Risk Decisioning platform to manage compliance, onboarding, fraud and credit risk.
Onboarding
Fraud
Credit
Compliance
Make faster, smarter and safer onboarding decisions. Empower your risk and onboarding teams to operate autonomously, reduce false positives and increase approval rates by leveraging one-click integrations, an intuitive no-code, natural language interface, and Oscilar AI.
The most comprehensive AI Risk Decisioning platform to manage compliance, onboarding, fraud and credit risk.
Onboarding
Fraud
Credit
Compliance
Make faster, smarter and safer onboarding decisions. Empower your risk and onboarding teams to operate autonomously, reduce false positives and increase approval rates by leveraging one-click integrations, an intuitive no-code, natural language interface, and Oscilar AI.
The most comprehensive AI Risk Decisioning platform to manage compliance, onboarding, fraud and credit risk.
Onboarding
Fraud
Credit
Compliance
Make faster, smarter and safer onboarding decisions. Empower your risk and onboarding teams to operate autonomously, reduce false positives and increase approval rates by leveraging one-click integrations, an intuitive no-code, natural language interface, and Oscilar AI.
The most comprehensive AI Risk Decisioning platform to manage compliance, onboarding, fraud and credit risk.
Onboarding
Fraud
Credit
Compliance
Make faster, smarter and safer onboarding decisions. Empower your risk and onboarding teams to operate autonomously, reduce false positives and increase approval rates by leveraging one-click integrations, an intuitive no-code, natural language interface, and Oscilar AI.
Generative AI Platform
Meet Oscilar AI:
The most advanced Risk Co-Pilot.
AI Explainability and Root Cause Analysis
Get immediate answers to all your questions: ‘What caused a 12% increase in fraud chargebacks?’, ’Why did the approval rate drop?’
AI Explainability and Root Cause Analysis
Workflow Assistance Co-Pilot
AI Case Management
AI Explainability and Root Cause Analysis
Get immediate answers to all your questions: ‘What caused a 12% increase in fraud chargebacks?’, ’Why did the approval rate drop?’
AI Explainability and Root Cause Analysis
Workflow Assistance Co-Pilot
AI Case Management
AI Explainability and Root Cause Analysis
Get immediate answers to all your questions: ‘What caused a 12% increase in fraud chargebacks?’, ’Why did the approval rate drop?’
AI Explainability and Root Cause Analysis
Workflow Assistance Co-Pilot
AI Case Management
Cognitive Identity Intelligence
Device intelligence and behavioral analysis that catches what others miss.
Leverage over 10,000 contextual signals to defend users against sophisticated AI-powered attacks.
Cognitive Signatures
User Intent Recognition
Decision Patterns
Cognitive Flows
Impulse vs. Deliberation
Stress Indicators
Time Pressure Patterns
Digital Identity
Device Identity
Time Zone
Device Attributes
Environment Spoofing
User Agent
Emulated Device
Behavior Biometrics
App familiarity
Keyboard patterns
Mouse movements
Touch input patterns
Screen utilization
Method of auth
Behavior Profiling
Device Activity
Purchase Behavior
User journey profiling
Payment activity
Account Updates
User Signals
Network Signals
IP Intelligence
Bots
Location
Proxy
Tor Networks
VPN Usage
plus thousands more
In previous experiences, making even small changes took us 4 weeks with engineering, involving multiple sprints for a simple credit optimization. Now, we can do it in an hour or less. We’re currently processing hundreds of applications quickly, which really shows how effective Oscilar has been. The system works flawlessly, and has been a game changer for us.
Ankit Patel, Co-Founder and CPO
Oscilar's expanded AML Risk platform capabilities, such as the GenAI Co-Pilot and Mission Control Dashboard, have the potential to be a game-changer for compliance operations. These innovations promise insights and oversight that were previously unimaginable.
Eric Wright, COO
The Oscilar Difference
Oscilar has been built differently, by a team of AI and risk experts.
Oscilar is led by the creators of Apache Kafka, Confluent, and a team of AI and risk experts from the world’s leading tech companies.
Machine Learning at your fingertips
Be it account takeovers or payment defaults, Oscilar comes with specialized ML models for each risk use case, specifically tuned to your data.
Plug N Play
Fastest implementation in the industry. Go live in 4-6 weeks.
Unified, 360° Risk View
No more engineering work on building integrations. Leverage the largest suite of out-of-the-box integrations with your data providers of choice, and your data warehouse.
Powerful Testing
Fast backtesting, A/B testing, shadow testing, and unit testing. Ensure the impact of every change on real-world data before rolling it out.
Ease of Use
Empower your team to launch products quickly and optimize decisions rapidly with our intuitive no-code, low-code, and natural language user experience—without relying on engineering.
The Oscilar Difference
Oscilar has been built differently, by a team of AI and risk experts.
Oscilar is led by the creators of Apache Kafka, Confluent, and a team of AI and risk experts from the world’s leading tech companies.
Machine Learning at your fingertips
Be it account takeovers or payment defaults, Oscilar comes with specialized ML models for each risk use case, specifically tuned to your data.
Plug N Play
Fastest implementation in the industry. Go live in 4-6 weeks.
Unified, 360° Risk View
No more engineering work on building integrations. Leverage the largest suite of out-of-the-box integrations with your data providers of choice, and your data warehouse.
Powerful Testing
Fast backtesting, A/B testing, shadow testing, and unit testing. Ensure the impact of every change on real-world data before rolling it out.
Ease of Use
Empower your team to launch products quickly and optimize decisions rapidly with our intuitive no-code, low-code, and natural language user experience—without relying on engineering.
The Oscilar Difference
Oscilar has been built differently, by a team of AI and risk experts.
Oscilar is led by the creators of Apache Kafka, Confluent, and a team of AI and risk experts from the world’s leading tech companies.
Machine Learning at your fingertips
Be it account takeovers or payment defaults, Oscilar comes with specialized ML models for each risk use case, specifically tuned to your data.
Plug N Play
Be it account takeovers or payment defaults, Oscilar comes with specialized ML models for each risk use case, specifically tuned to your data.
Unified, 360° Risk View
No more engineering work on building integrations. Leverage the largest suite of out-of-the-box integrations with your data providers of choice, and your data warehouse.
Powerful Testing
Fast backtesting, A/B testing, shadow testing, and unit testing. Ensure the impact of every change on real-world data before rolling it out.
Ease of Use
Empower your team to launch products quickly and optimize decisions rapidly with our intuitive no-code, low-code, and natural language user experience—without relying on engineering.
The Oscilar Difference
Oscilar has been built differently, by a team of AI and risk experts.
Oscilar is led by the creators of Apache Kafka, Confluent, and a team of AI and risk experts from the world’s leading tech companies.
Machine Learning at your fingertips
Be it account takeovers or payment defaults, Oscilar comes with specialized ML models for each risk use case, specifically tuned to your data.
Plug N Play
Be it account takeovers or payment defaults, Oscilar comes with specialized ML models for each risk use case, specifically tuned to your data.
Unified, 360° Risk View
No more engineering work on building integrations. Leverage the largest suite of out-of-the-box integrations with your data providers of choice, and your data warehouse.
Powerful Testing
Fast backtesting, A/B testing, shadow testing, and unit testing. Ensure the impact of every change on real-world data before rolling it out.
Ease of Use
Empower your team to launch products quickly and optimize decisions rapidly with our intuitive no-code, low-code, and natural language user experience—without relying on engineering.
Industries
Oscilar adapts to your unique business risk needs,
at each step of your journey.
Oscilar’s comprehensive platform addresses risk needs throughout the financial industry, from large banks and small BNPL fintechs to payment processors, credit unions, and more.
Customer Stories
Oscilar is driving real impact for our customers.
News and Articles
Keep up with the latest industry news and Oscilar updates.
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