The Problem
HOW OSCILAR HELPS
One Case per Merchant
Entity, officer and owner checks roll up into a single case with one recommendation.
Certified vs. Registry
Flags gaps between certified and registry data.
Website vs. Application
Checks the declared MCC against what the site sells, and flags prohibited or high-risk products.
Ownership Resolution
Traced to the control person and every owner of 25% or more.
OFAC 50% Rule Exposure
Ownership by blocked persons shown as confirmed, pending or unidentified.
Guardrailed Auto-clear
Verifiable checks clear automatically. Regulatory findings wait for an underwriter.
Included Agents
1
Application documents extracted
IDs, incorporation documents and financials become confidence-scored fields.
2
Ownership resolved
The structure is mapped for corporations, LLCs, trusts and partnerships.
3
Website verified
The declared MCC is compared with what the merchant’s website sells.
4
Underwriter decides
Approve, decline, request information or escalate, from a sourced brief.
Ready for deployment.
Safe
Compliance owns the policy, and changes ship only after passing on past applications.
Trustworthy
Agent and analyst decisions sit side by side, so you can see how often they agree.
Defensible
Each decision traces back to its documents, website data and config.
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