AI agents for every risk decision.

Oscilar is the Agentic Risk Platform for financial institutions. AI agents that handle detection, decisions, and resolution across fraud, credit, onboarding, and AML compliance. The result: 45% fewer false positives, 5x faster policy deployment, 3x faster case resolution.

Build

Create, test, and deploy powerful risk workflows with no-code or natural language prompts.

Optimize

Assess real-time performance without SQL expertise and get instant AI-powered recommendations.

Investigate

Close alerts faster with context-rich case management and purpose-built review agents.

Input

P2P Transfer Data

Ruleset

Added

Device+Behavioral Intel

Checks whether a device ID has been used multiple times to create multiple accounts

Ruleset

Added

Compliance Screening

Executes compliance checks according to established thresholds

ML Model

Mule Network Detector

Decision

Freeze/Escalate

Decision

Approve

Generated a workflow to flag high-risk AML patterns and flag cases where a device ID has been used multiple times to create multiple accounts in the past week.

Build

Create, test, and deploy powerful risk workflows with no-code or natural language prompts.

Optimize

Assess real-time performance without SQL expertise and get instant AI-powered recommendations.

Investigate

Close alerts faster with context-rich case management and purpose-built review agents.

Input

P2P Transfer Data

Ruleset

Added

Device+Behavioral Intel

Checks whether a device ID has been used multiple times to create multiple accounts

Ruleset

Added

Compliance Screening

Executes compliance checks according to established thresholds

ML Model

Mule Network Detector

Decision

Freeze/Escalate

Decision

Approve

Generated a workflow to flag high-risk AML patterns and flag cases where a device ID has been used multiple times to create multiple accounts in the past week.

use cases

End-to-end risk management.

Monitor the entire customer journey in one place—from login to payments to compliance, and everything in between.

use cases

End-to-end risk management.

Monitor the entire customer journey in one place—from login to payments to compliance, and everything in between.

01

Make faster, smarter and safer onboarding decisions.

Bring on more of the right customers with confidence. Increase your approval rates while simultaneously reducing false positives, user experience friction, and fraud.

Explore onboarding for:
02
03
04
01

Make faster, smarter and safer onboarding decisions.

Bring on more of the right customers with confidence. Increase your approval rates while simultaneously reducing false positives, user experience friction, and fraud.

02
03
04

Make faster, smarter and safer onboarding decisions.

Bring on more of the right customers with confidence. Increase your approval rates while simultaneously reducing false positives, user experience friction, and fraud.

Explore onboarding for:

Purpose-built risk agents, working as one.

Agent Hub is a coordinated suite of AI agents built specifically for risk teams, trained on your SOPs and risk context. They define and recommend policies, score alerts, generate investigation narratives, and surface only the escalations that matter. Every time an analyst confirms, adjusts, or overrides a recommendation, the agents get sharper.

Policies in Plain English

Define and deploy new risk policies in plain language, no SQL or engineering required.

Scored, Explained, Ready

Resolve fraud, credit, and compliance alerts 3x faster with automated scoring and investigation narratives.

Built Around Your Playbook

Trained on your SOPs, not generic templates. Agents that know how your team actually works.

Feedback-Tuned Agents

Get smarter with every review. Analyst feedback continuously refines recommendations.

  • Workflows Agent

    Build and deploy risk policies faster
  • RuleRec Agent

    Uncover new optimization opportunities
  • Credit Explainability Agent

    Every credit decision, explained and defensible.
  • Analytics Agent

    Query your risk data in plain language. No SQL, no waiting.
  • TestGen Agent

    De-risk deployment in real time
  • Fraud Disputes Agent

    Investigate and resolve disputes at machine speed.
  • AML L1 Agent

    Clear false positives in seconds, not hours
  • SAR Agent

    Cut SAR filing time from hours to minutes.
  • Narratives Agent

    Consistent, compliant narratives for every case, every time.
  • Translator Agent

    Onboard global customers without the translation bottleneck.
  • Sanctions Agent

    Resolve hits faster and cut time to disposition
  • PEP Agent

    Identify PEPs and their networks without the manual research.
  • CTR Agent

    Eliminate CTR errors before they become compliance issues.
  • Workflows Agent

    Build and deploy risk policies faster
  • RuleRec Agent

    Uncover new optimization opportunities
  • Credit Explainability Agent

    Every credit decision, explained and defensible.
  • Analytics Agent

    Query your risk data in plain language. No SQL, no waiting.
  • TestGen Agent

    De-risk deployment in real time
  • Fraud Disputes Agent

    Investigate and resolve disputes at machine speed.
  • AML L1 Agent

    Clear false positives in seconds, not hours
  • SAR Agent

    Cut SAR filing time from hours to minutes.
  • Narratives Agent

    Consistent, compliant narratives for every case, every time.
  • Translator Agent

    Onboard global customers without the translation bottleneck.
  • Sanctions Agent

    Resolve hits faster and cut time to disposition
  • PEP Agent

    Identify PEPs and their networks without the manual research.
  • CTR Agent

    Eliminate CTR errors before they become compliance issues.

OSCILAR AGENTS

OSCILAR AGENTS

AGENTIC RISK PLATFORM

AGENTIC RISK PLATFORM

The unified platform that sees the full picture.

The unified platform that sees the full picture.

Monitor the entire customer journey in one place, from onboarding, to login, to payments, to compliance—and everything in between. The only platform built from the ground up to see the holistic risk picture and stay ahead of emerging threats.

30B+

DECISIONS PROCESSED PER YEAR

120K+

REQUESTS PER SECOND

<100ms

LATENCY

  • 30B+

    DECISIONS PROCESSED PER YEAR

  • 120K+

    REQUESTS PER SECOND

  • <100ms

    LATENCY

Agents that support your team.

Our AI agents work quietly behind the scenes, continuously unifying risk data, refining assessments in real time, and providing actionable insights. Human-guided governance ensures compliant decisions and seamless journeys for legitimate customers.

Comprehensive analytics

Proactive detection capabilities

Explainable decisions & full auditability

ML models that evolve with you.

Models trained on your data, not generic benchmarks. When risk patterns shift, they retrain in days, not months. Bring your own models and monitor everything continuously.

Retrain in days as risk profiles evolve

Integrate your own custom models

Catch model drift before it impacts detection

AI that keeps you in control.

Let Oscilar AI help build your workflows and keep your risk experts in the loop. Easily create or modify workflows, and automatically backtest with historical data to verify efficacy before deployment.

Build risk policies 5x faster

Role-based access control for each change

Create and change risk policies using natural language

Customers

Risk teams love Oscilar.

Customers

Risk teams love Oscilar.

NACHA rules are changing this year.

NACHA rules are changing this year.

Let us help you get ready.

Let us help you get ready.

Device and behavioral intelligence

Cognitive Identity Intelligence is here.

Protect your customers from fraud at every step of their journey with next-generation device and behavioral intelligence that catches what others miss.

IDENTITY PRECISION

IDENTITY PRECISION

99.99% Accuracy

99.99% Accuracy

99.99% Accuracy

TAMPER PROTECTION

TAMPER PROTECTION

100%
Coverage

100%
Coverage

100%
Coverage

COGNITIVE DETECTION

1000+ Markers

Protect every touchpoint along your customer journey
Protect the entire customer journey

Onboarding

Detect unusual sign-up behavior like copying information or using emulators and scripts.

Underwriting

Make smarter credit decisioning workflows using flexible strategies with rapid deployment.

Login

Spot suspicious logins from unknown locations, devices, or using agitated typing and emulated devices.

Payment Activity

Catch high-velocity transactions, card testing, chargeback fraud, and unusual location/device activity.

Account Activity

Detect abnormal user behavior, account linking, and guided patterns.

oscilar for your industry

One platform, any application.

Address your risk needs no matter where you sit within the financial industry. Oscilar adapts to your unique business risk needs at each step of your journey.

oscilar for your industry

One platform, any application.

Address your risk needs no matter where you sit within the financial industry. Oscilar adapts to your unique business risk needs at each step of your journey.

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