“MoneyGram is leading the way in modernizing global payments by embracing an AI-first approach to risk,” said Neha Narkhede, Chief Executive Officer & Co-Founder at Oscilar. “We're proud to support its transition to real-time, intelligent and scalable infrastructure that meets the demands of modern payments. This partnership reflects our shared belief that global financial institutions need agile, AI-native platforms to stay ahead of increasingly sophisticated threats.”

Together, MoneyGram and Oscilar are advancing innovation that directly enhances the customer experience – enabling faster transaction approvals, fewer delays and lower friction for trusted users, while delivering cost savings and regulatory confidence at scale.

Key benefits of the partnership include:

• Unified risk and compliance stack: One platform for fraud, AML, customer onboarding, rules and regulatory workflows

• Cognitive Identity Intelligence: Real-time digital identity authentication that analyzes thousands of behavioral and device markers to proactively defeat fraud, protecting every step of the customer journey

• Operational efficiency: Reduces friction for legitimate users and lowers operational costs, allowing savings to be passed on to customers

• Accelerated deployment: Up to 70% reduction in data migration time 

• Agentic AI decisioning: Enables real-time, adaptive risk controls that evolve with the threat landscape

• Comprehensive signal ingestion: Seamlessly integrates device fingerprinting, behavioral signals and IDV feeds for richer decision context

• Automated rule optimization: Features A/B testing, shadow mode and automated rule deployment for continuous improvement

• Enhanced regulatory confidence: Enhanced audit trails and reporting fosters better alignment and trust with regulators