As fraud attacks grow more sophisticated and AI-powered, risk teams face a critical decision: build a risk decisioning platform in-house or partner with a specialized vendor. This eBook walks through the evolution of risk platforms — from basic rules engines to generative AI-powered systems — and provides a practical framework for evaluating the build vs. buy tradeoff.

What you'll find inside:

• The evolution from Risk 0.0 (rules engines) to Risk 3.0 (AI-powered, adaptive decisioning) and what it means for your strategy

• A detailed cost analysis of building in-house, including a $1.67M+ estimated price tag and hidden operational burdens

• The six pillars of AI Risk Decisioning, from 360-degree knowledge fabrics to natural language interfaces and automated recommendations