Most banks recognize AI's transformative potential but remain stuck in "pilot purgatory" — running isolated experiments that never scale. This eBook provides a practical roadmap for moving beyond proofs of concept, showing how banks can capture 70–80% of AI's value by layering modern decisioning infrastructure on top of legacy systems rather than pursuing risky rip-and-replace transformations.

What you'll find inside:

• Five "tractable wedges" — including shadow mode decisioning and analyst-assist agents — that let banks prove AI value with minimal risk

• Real-world case studies from MoneyGram, SoFi, TransPecos Banks, and others showing measurable results

• A governance framework for deploying AI under regulatory scrutiny, including the AI Control Tower model