We're proud to partner with MoneyGram, a leading global payments network for consumers, businesses, and communities, to power its next-generation risk infrastructure. This collaboration marks a significant step forward in advancing MoneyGram’s AI-first strategy, bringing real-time, intelligent risk decisioning to one of the most trusted brands in global payments.

Together, Oscilar and MoneyGram are redefining how modern financial institutions manage risk: delivering agility, efficiency, and performance at global scale.

Powering the future of global money movement

MoneyGram operates one of the world’s largest payment networks, connecting 20,000 corridors, nearly 500,000 retail locations, and five billion digital endpoints across more than 200 countries and territories. With over 50 million people served each year, its mission is clear: move money seamlessly, affordably, and securely while meeting diverse regulatory requirements worldwide.

To uphold that mission, MoneyGram continues to enhance one of the industry’s most data-driven compliance and consumer protection programs. Through its partnership with Oscilar, the company is transforming its platform with real-time, adaptive risk intelligence to stay ahead of emerging threats and set a new standard for global financial institutions.

“At MoneyGram, we’re reimagining the future of work by embracing AI across all corners of the organization,” said Anthony Soohoo, MoneyGram Chief Executive Officer. "As part of our transformation, we’re investing in next-generation intelligent infrastructure, positioning ourselves for smarter, faster and safer outcomes. That’s especially important when it comes to our global risk management engine, and that’s where Oscilar comes in."

Reimagining risk with AI

The Oscilar AI Risk Decisioning™ Platform is built for continuous learning, real-time inference, and intelligent feedback loops that automate complex risk operations. Its modern architecture enables secure, seamless, and responsive customer experiences across every touchpoint.

By bringing fraud, AML, and compliance operations together on a unified platform, MoneyGram will reduce cost and complexity while enhancing detection accuracy, decision speed, and readiness for innovations such as stablecoin-based offerings.

"We’re focused on collaborating with AI-native companies like Oscilar who are leapfrogging their peers and redefining the industry," said Luke Tuttle, Chief Product and Technology Officer at MoneyGram. "This partnership reflects our belief that adaptive, intelligent risk management is essential to keep pace with the complexity and speed of global payments – and that not innovating may be the greatest risk of all."

Delivering innovation that enhances customer experience

Oscilar's platform will serve as the foundation for MoneyGram’s next-generation risk infrastructure, enabling automated decisioning, real-time rule optimization, and fraud network detection. Advanced features like device fingerprinting and behavioral analytics will strengthen protection against evolving threats while improving customer experience through faster, frictionless approvals.

"MoneyGram is leading the way in modernizing global payments by embracing an AI-first approach to risk," said Neha Narkhede, Chief Executive Officer & Co-Founder of Oscilar. "We're proud to support its transition to real-time, intelligent and scalable infrastructure that meets the demands of modern payments. This partnership reflects our shared belief that global financial institutions need agile, AI-native platforms to stay ahead of increasingly sophisticated threats."

Together, Oscilar and MoneyGram are driving innovation that directly enhances the customer experience: faster transaction approvals, fewer delays, lower friction for trusted users, and greater regulatory confidence at scale.

Key benefits of the partnership

• Unified risk and compliance stack: A single platform for fraud, AML, onboarding, and regulatory workflows

• Cognitive Identity Intelligence: Real-time digital identity authentication across thousands of behavioral and device markers

• Operational efficiency: Reduces friction for legitimate users and lowers operational costs

• Accelerated deployment: Up to 70% reduction in data migration time

• Agentic AI decisioning: Adaptive risk controls that evolve dynamically with threats

• Comprehensive signal ingestion: Integrated fingerprinting, behavioral signals, and IDV feeds for richer decision context

• Automated rule optimization: Continuous improvement through A/B testing, shadow mode, and automated rule deployment

• Enhanced regulatory confidence: Strengthened audit trails and transparent reporting

About MoneyGram

MoneyGram is a global payments network that enables seamless money transfers through a digitally powered, omnichannel platform supporting both fiat and stablecoin transactions. With over 80 years of trust, the company delivers fast, reliable cross-border financial solutions for consumers, developers, and partners worldwide. Serving more than 50 million customers annually, operations span over 200 countries and territories, supported by nearly 500,000 retail locations and a rapidly growing digital ecosystem.

About Oscilar

Oscilar powers real-time risk decisioning across fraud, credit, and compliance with a unified, no-code AI Risk Decisioning™ Platform. Our technology leverages agentic AI and advanced signal processing to analyze complex data, detect anomalies, and automate mission-critical decisions with speed and precision. Built by experts from Google, Meta, Uber, Citi, and J.P. Morgan, Oscilar combines deep technical expertise with cloud-native scalability, transparency, and regulatory-grade performance.